re: What’s the point of medical insurance?

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he pays a flat fee every month...that covers everything.

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I used to have that, it was called insurance. But now I pay the flat fee AND more on top for services.

It's like cable TV. When it first came out, there were no commercials because it was a subscription service. Now it's still a subscription service, but we have to have commercials too.

Do we really want doctors operating only under a profit motive? How much could they squeeze out of me to keep me alive? Maybe none would work on me because I wouldn't have enough in assets.