re: At what point does NIL just completely ruin College Football?

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You're talking about the transfer portal.

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With the transfer portal, you cannot have NIL or it will destroy the game. It already is ripping at the seems. They are tied together at the hip.

You literally go from teams with multi year players to mercenaries. The universities will put a stop to this soon enough.

NIL was meant for a specific purpose which has already been bastardized. Its is totally not sustainable just from an economic perspective.