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re: Rolling after tax funds from traditional 401K to a Roth
Posted on 4/15/22 at 6:27 pm to Ramblin Wreck
Posted on 4/15/22 at 6:27 pm to Ramblin Wreck
The Man won’t let you convert the full amount to a Roth. He will Post 86 your arse and you will be left with a decision whether to get two checks 1) for your Roth and 2) for your IRA or take one check for the Roth and pay taxes on the increase in ordinary income based on Post 86 earnings. I have done both of them.
Also anyone who is not taking full advantage of this if your employer allows it is missing out.
Key is too max out on IRS limits before meeting IRS contribution income limit for the year.
Also anyone who is not taking full advantage of this if your employer allows it is missing out.
Key is too max out on IRS limits before meeting IRS contribution income limit for the year.
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