re: Trees and neighbors

Insurance companies will pretty much go with act of god every time and most arborists will say it's savable
I sent a letter to my neighbors about a tree. Couple of years later, I big limb totaled my truck. Their insurance said act of god. My insurance said act of god and wrote me a check less $500 deductible. Wrote another letter.
Couple of years after that, limb fell on another car. Their insurance said act of God, my insurance said act of God and gave me a list of authorized repair shops. My neighbor paid deductible and cut tree down.
3ft of the center had rotted out. Arborist was trying to save it for years.