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Where to go to shop for auto rates?
Posted on 5/1/24 at 8:32 pm
Posted on 5/1/24 at 8:32 pm
Haven't shopped auto rates before - usually took the 0% or 0.9% that dealerships were offering as incentives. I have excellent credit so I'm just looking for the lowest rate at this point. Where should I start?
7
Posted on 5/1/24 at 9:43 pm to BlueChips
You might actually find some decent rates from the dealers as their inventories are backing up. But I wouldn’t expect 1%.
Posted on 5/1/24 at 10:05 pm to BlueChips
Manufacturers still run financing specials, but its more like 5-6% rates and only on certain models. Check the manufacturer website to see if whatever model you’re looking at has any finance specials running.
Otherwise look to your local credit union
Otherwise look to your local credit union
Posted on 5/2/24 at 5:20 am to BlueChips
Credit union
Posted on 5/2/24 at 6:59 am to BlueChips
crediks union
Posted on 5/2/24 at 7:30 am to BlueChips
Acura is offering 1.9% right now. I'm sure plenty of others are as well as their inventory isn't moving.
Posted on 5/2/24 at 8:04 am to Tiger Prawn
quote:
Manufacturers still run financing specials, but its more like 5-6% rates and only on certain models. Check the manufacturer website to see if whatever model you’re looking at has any finance specials running.
Every model is different, but there are PLENTY of new car offers well under 5-6% from manufacturers right now.
Heck Acura is offering 1.99% for 36 months on Acura Precision Certified vehicles.
This is a good reference on best APR deals right now manufacturers are offering from CarEdge
This post was edited on 5/2/24 at 8:11 am
Posted on 5/2/24 at 9:48 am to BlueChips
Only way to get a good rate right now is manufacturer financing. I got 1.9% for 72 mos. through GM Financial last month. It's specific to certain vehicles but you're not getting a rate near that from a bank or credit union for the foreseeable future.
Posted on 5/2/24 at 10:12 am to BlueChips
VW is doing 0% but that is the only one I know of. Low rates right now are almost non-existent.
Posted on 5/4/24 at 12:37 pm to notsince98
quote:
Low rates right now are almost non-existent.
That isn’t true. You can get 1.99% for 48 months on tundras right now.
Toyota even has 0% on that crummy hybrid electric thing with the initials that no one wants.
There are deals out there but they aren’t on every model like they were a few years ago.
Posted on 5/4/24 at 3:21 pm to GeauxTigers123
Friend of mine just got 1.9 for 72 on f150
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