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re: Credit Card Rewards and Points Discussion
Posted on 11/16/23 at 6:03 pm to Breesus
Posted on 11/16/23 at 6:03 pm to Breesus
Ya, I keep thinking about it for all unbonused spend, but I have an Amex Blue Business that gives 2x MR everywhere up to $50k/100,000 points a year.
This year I messed around by paying my estimated taxes to get Hyatt Globalist, so I'm not sure if a 3rd ecosystem makes sense for me.
I burn my Chase points almost exclusively via Hyatt for nice hotels/suites, and after burning my AA miles for Japan, I'm still sitting on a million MR so maybe I should add on somewhere else.
This year I messed around by paying my estimated taxes to get Hyatt Globalist, so I'm not sure if a 3rd ecosystem makes sense for me.
I burn my Chase points almost exclusively via Hyatt for nice hotels/suites, and after burning my AA miles for Japan, I'm still sitting on a million MR so maybe I should add on somewhere else.
This post was edited on 11/16/23 at 6:05 pm
1
Posted on 11/16/23 at 7:55 pm to Teddy Ruxpin
So what are the benefits of an AMEX Gold card compared to Venture X? I use my rewards points mostly for booking traveling and the occasional purchase erased for large gifts. I also like the capital one shopping perks.
For reference I put around 100K a year on my card and pay it off before it’s due every month.
I’m thinking about adding the Amex gold to use for all grocery and non travel purchases and putting all travel on my Venture X card. 4x points on groceries and restaurants feels like I’m throwing money away by not having an AMEX Gold
Venture X benefits I know:
10x points on hotels/flight
5x points on rental cars
2x on everything else
$300 annual travel credit
10,000 annual free bonus miles
For reference I put around 100K a year on my card and pay it off before it’s due every month.
I’m thinking about adding the Amex gold to use for all grocery and non travel purchases and putting all travel on my Venture X card. 4x points on groceries and restaurants feels like I’m throwing money away by not having an AMEX Gold
Venture X benefits I know:
10x points on hotels/flight
5x points on rental cars
2x on everything else
$300 annual travel credit
10,000 annual free bonus miles
This post was edited on 11/16/23 at 8:37 pm
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