re: Credit Card Rewards and Points Discussion

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We use Chase Sapphire Reserve

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How long have you had this?

If over four years, consider product changing to a Freedom, and then applying for Sapphire Preferred at 80k.

As for Platinum, I think I get close. Even though I have CLEAR through Platinum I can't count that in good conscience when the Precheck line is faster at my airport every time. Same with $50 Saks. I wouldn't shop there so the real value is arguably less but I get socks and tshirts out of it.

Disney uses up the $20 credit ($240). I use UberEATS a lot, so that $200 is easy. I can burn $200 on SW with early birds and so forth. Walmart+ gets ad supported Paramount Plus and comes in handy for some delivery items. I don't physically shop at Walmart but if you did it probably would be useful.

So ya you can get there, especially if you hit a few Amex offers that work for you.

As an everyday spender Platinum isn't great but Amex Gold is. That will help you actually have a point balance worth something. If you can scoop Amex Blue Business (2x everything up to $50,000 a year/100k points), then you are cooking.