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re: Is there a budget app for daily budget? ETA: Found an app
Posted on 5/1/24 at 8:05 pm to thadcastle
Posted on 5/1/24 at 8:05 pm to thadcastle
I haven't found a budget app that will do daily very well. Maybe someone here will have some help for you.
What I did was use Mint and I set monthly limits on several categories. For example, I calculated what I spend on lunches for a typical month and put that as a goal. I could log in each day and see what percent I was. It takes a little more effort but it's nice to be able to see that I'm currently on progress to be either under or over my monthly budget. I typically know my discretionary income and know what purchases I can make or if I should wait.
For even more work for yourself, you could set a daily transfer of money from your account to something like a venmo debit card and that would be your daily spending goal. Seems counterintuitive though.
Though, if you are budgeting correctly you would be able to set longer term goals for the month and be able to know where you are day to day.
What I did was use Mint and I set monthly limits on several categories. For example, I calculated what I spend on lunches for a typical month and put that as a goal. I could log in each day and see what percent I was. It takes a little more effort but it's nice to be able to see that I'm currently on progress to be either under or over my monthly budget. I typically know my discretionary income and know what purchases I can make or if I should wait.
For even more work for yourself, you could set a daily transfer of money from your account to something like a venmo debit card and that would be your daily spending goal. Seems counterintuitive though.
Though, if you are budgeting correctly you would be able to set longer term goals for the month and be able to know where you are day to day.
1
Posted on 5/2/24 at 10:20 am to Monday
quote:
What I did was use Mint and I set monthly limits on several categories. For example, I calculated what I spend on lunches for a typical month and put that as a goal. I could log in each day and see what percent I was. It takes a little more effort but it's nice to be able to see that I'm currently on progress to be either under or over my monthly budget. I typically know my discretionary income and know what purchases I can make or if I should wait.
See I don't like categories because I feel like spending in different categories fluctuates too much to have a preset monthly amount.
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