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re: Opening new personal credit card for rewards purposes. Which one’s right for me?

Posted on 4/29/24 at 10:10 pm to
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27236 posts
Posted on 4/29/24 at 10:10 pm to
quote:

Does the $300 credit for the reserve have to be booked through the Chase portal to get it? I hate how you only get the $50 Preferred credit if you book through Chase which I almost never do

I flat out get it by accident every year, normally within the first few months. To the point that I don't really consider it to be part of the annual fee.

Stolen from the Points Guy:

quote:

Some examples of types of purchases that count for the Sapphire Reserve's travel credit include:

Airline charges
Hotels
Timeshares
Campgrounds
Car rental agencies
Cruise lines
Travel agency services
Train tickets
Bus tickets
Taxis and car services
Toll bridges and highways
Parking lots and garages
This post was edited on 4/29/24 at 10:11 pm
Posted by Pelican fan99
Lafayette, Louisiana
Member since Jun 2013
34876 posts
Posted on 4/29/24 at 10:56 pm to
It sucks that the $50 credit has to be booked through the portal. Pretty sure I never even used my credit last year
This post was edited on 4/29/24 at 11:05 pm
Posted by Teddy Ruxpin
Member since Oct 2006
39622 posts
Posted on 4/29/24 at 11:48 pm to
Honestly, when people ask me in real life what to do when they find out what I do with CCs, I tell them the truth.

If you aren't willing to do hours of research on the various programs, having logins to possibly 10-15 airlines, comfortable figuring out what time of day to call a Japanese airline to get an English speaking representative, spending hours of time researching availability and seeing what time seats release for booking (usually in the wee hours of the night), so that you can have a chance at booking two business class seats, on days you actually prefer, then I tell them get the best cash back card each bank offers and rotate among them.

Otherwise you're going to kill so much value as to make it not work out. The amount of effort I put in if
honestly valued probably eats a lot of the gain, but I approach it as a hobby.

ETA: As for that $300 credit. Credit where credit is due by Chase just making that a simple reimbursement from making purchases. Now, if they had the choice to do it now they'd probably force you to their travel portal (like the $50 credit) but they didn't have a strong operation there when they launched that card. Of course Amex has taken the coupon book to incredible heights.
This post was edited on 4/30/24 at 12:08 am
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