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re: Opening new personal credit card for rewards purposes. Which one’s right for me?

Posted on 4/29/24 at 9:45 pm to
Posted by cdl2006
SCP
Member since Nov 2007
312 posts
Posted on 4/29/24 at 9:45 pm to
If you want simple, consider the Venture X. You earn 2 points per dollar and anything that codes as travel can be wiped away with your points. It’s got some solid benefits as well. If you want to maximize value, I would recommend Chase. How you intend to use the points (destinations, brands, etc.) will ultimately determine the best cards for you. The best strategy will involve multiple cards. I primarily have Chase since I do a lot of stays at Hyatt. If you want airport lounge access, get the Reserve. If that’s not a big deal, the Preferred would be the card to get. The Reserve’s $300 travel credit is pretty easy to use so the annual fee is basically $250 and would get you some other perks. Note that the Ink Business Premier card is the only Ink card that you can not transfer points to your other cards. Also note that with that much spend, you could easily spend your way to Globalist status with Hyatt, which is pretty valuable. Free breakfast, upgrades, etc…
This post was edited on 4/29/24 at 9:57 pm
Posted by Pelican fan99
Lafayette, Louisiana
Member since Jun 2013
34876 posts
Posted on 4/29/24 at 9:57 pm to
quote:

Note that the Ink Business Premier card is the only Ink card that you can not transfer points to your other cards.
dang that’s unfortunate for this guy

Does the $300 credit for the reserve have to be booked through the Chase portal to get it? I hate how you only get the $50 Preferred credit if you book through Chase which I almost never do
This post was edited on 4/29/24 at 10:01 pm
Posted by prostyleoffensetime
Mississippi
Member since Aug 2009
11486 posts
Posted on 4/30/24 at 8:51 am to
quote:

Note that the Ink Business Premier card is the only Ink card that you can not transfer points to your other cards. Also note that with that much spend, you could easily spend your way to Globalist status with Hyatt, which is pretty valuable. Free breakfast, upgrades, etc…


Dang that sucks, but not bad either I guess. Kind of makes this all less appealing. We do have to go to ATL for business multiple times/yr and Hyatt Regency downtown or Grand Hyatt in Buckhead are great. Confused about how to go about this though? Do I transfer points into my Hyatt account? I can’t find where to do it.

We also have a lesser used AMEX Blue Business, and I have a personal AMEX Blue Cash Everday already. I could upgrade cards and go the AMEX 1:2 Hilton Honors route and just rack up a ton of Hilton Honors points.
This post was edited on 4/30/24 at 8:54 am
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