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LSUPhreaK
LSU Fan
LaPlace, La.
Member since Dec 2003
10863 posts

Best place to gert Euros for upcoming trip to Italy?
Leaving in under two weeks. Fees?

TIA.


tduecen
New York Yankees Fan
Member since Nov 2006
148130 posts

re: Best place to gert Euros for upcoming trip to Italy?
The ATM at the airport when you arrive using a credit card with no foreign transaction fee..... I normally arrive at the airport and while I wait for my luggage I use the ATM. Take out 200-300 Euro and good to go. Then on my way home if I have a decent amount left I exchange it back to USD unless I decide to give Euro's to nieces and nephews so they can have some foreign money.


If you ABSOLUTELY have to have before you leave go to the bank and make a request or head to MSY and do an exchange at one of the Kiosk.
This post was edited on 1/13 at 5:08 am


hungryone
LSU Fan
river parishes
Member since Sep 2010
10306 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

credit card with no foreign transaction fee.....

Nooooo......NOT a credit card. Use A debit card. Using a credit card to withdraw cash is a cash advance, which is expensive as hell. For example, my Chase Sapphire Reserve charges $10 per cash advance, and 26% interest, which begins accruing immediately (unlike purchases, which have a 30 day grace period).

Use a debit card to pull money out of your bank account.

Use a no forex fee credit card for your purchases in country. But don’t ever use a credit card to get cash.


Geaux Frogs
TCU Fan
North Richland Hills, TX
Member since May 2011
190 posts

re: Best place to gert Euros for upcoming trip to Italy?
Go to your bank, and they will order the Euros. May take a few business days.


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33
baldona
Auburn Fan
Florida
Member since Feb 2016
11148 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

Nooooo......NOT a credit card. Use A debit card. Using a credit card to withdraw cash is a cash advance, which is expensive as hell. For example, my Chase Sapphire Reserve charges $10 per cash advance, and 26% interest, which begins accruing immediately (unlike purchases, which have a 30 day grace period).

Use a debit card to pull money out of your bank account.


This, and on site when you arrive with your debit card from a local ATM in the airport. Don't sweat about having local currency especially euros.

Tons of airports in Europe have bank ATM stations, where its just a stall in the airport with like 10 ATMs. I've never seen something like this in the USA, but they are all over Europe in major shopping areas and airports.

All major airports will have a currency exchange especially for euros and dollars. No reason to sweat this anymore like 15 years ago or more.


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31
kciDAtaE
Member since Apr 2017
5512 posts

re: Best place to gert Euros for upcoming trip to Italy?
Bank before you leave


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26
Fun Bunch
New Orleans Pelicans Fan
New Orleans
Member since May 2008
67405 posts

re: Best place to gert Euros for upcoming trip to Italy?
You will generally get the best exchange rate at an ATM in country. Just do it there. There's really no need to do it in advance.

Just let your credit card company and bank know you are traveling so they don't freeze.


LSUJuice
LSU Fan
Back in Houston
Member since Apr 2004
16683 posts

re: Best place to gert Euros for upcoming trip to Italy?
As others have said, ATM at the airport. I go while waiting for bags or connecting flight.


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61
LoneStarRanger
Houston Astros Fan
Texas/Europe
Member since Aug 2018
709 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

The ATM at the airport when you arrive using a credit card with no foreign transaction fee....


Bad suggestion. The ATMs at airports are all currency-exchanged owned and give horrible rates. Add your credit card fees on top of that and you could be losing 25-35%

Best bang for your buck is preorder from your bank a few weeks before, or just use a real banks ATM machine in Italy with your debit card.

You won’t need much, most places accept credit cards (very few accept Discover/Amex)

quote:

Tons of airports in Europe have bank ATM stations, where its just a stall in the airport with like 10 ATMs. I've never seen something like this in the USA, but they are all over Europe in major shopping areas and airports.


Once again you are getting bad advice on this thread. Every ATM at the airport is owned by the currency exchanges and the rate that they give you will be way way off.

Go to a legitimate banks ATM in Italy to get the best fee with your debit card

Now if it’s about convenience, and not about he money, then currency exchanges/atms at the airport work
This post was edited on 1/13 at 10:14 am


VABuckeye
Ohio State Fan
Oak Hill, VA
Member since Dec 2007
25654 posts

re: Best place to gert Euros for upcoming trip to Italy?
We order our Euro at home and use a no foreign transaction fee credit card in Italy for most purchases. We only use the Euro at the infrequent places where a credit card might be accepted or for small purchases and taxis.


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12
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USA
Member since 2001
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baldona
Auburn Fan
Florida
Member since Feb 2016
11148 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

Best bang for your buck is preorder from your bank a few weeks before, or just use a real banks ATM machine in Italy with your debit card.


This is a royal PITA to do, and its laughable you think this is inexpensive. My bank tried to to charge me a lot to do this like 10% of 200 and furthermore it can take up to 2 weeks.

quote:

Once again you are getting bad advice on this thread. Every ATM at the airport is owned by the currency exchanges and the rate that they give you will be way way off.

Go to a legitimate banks ATM in Italy to get the best fee with your debit card


This is not true at all from my experience, first I get free ATM use. 2ndly, I'm talking about something like a Deutch Bank ATM in the airport. I don't know what ATM you are talking about? The fees have never been any different then any other ATM I have used for an actual bank ATM.

Lastly, we aren't talking about getting 5,000 euros here. If you want that, sure order it ahead of time. I'm talking about getting 200 euros for things like a taxi, train, etc. There's absolutely no reason to waste time worrying about getting money before leaving. If you go to a local bank ATM when you arrive, it will be the easiest/ cheapest for your effort.
This post was edited on 1/13 at 10:25 am


Fun Bunch
New Orleans Pelicans Fan
New Orleans
Member since May 2008
67405 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

This is not true at all from my experience, first I get free ATM use. 2ndly, I'm talking about something like a Deutch Bank ATM in the airport. I don't know what ATM you are talking about? The fees have never been any different then any other ATM I have used for an actual bank ATM.

Lastly, we aren't talking about getting 5,000 euros here. If you want that, sure order it ahead of time. I'm talking about getting 200 euros for things like a taxi, train, etc. There's absolutely no reason to waste time worrying about getting money before leaving. If you go to a local bank ATM when you arrive, it will be the easiest/ cheapest for your effort.



Yeah, and pretty much every major travel guide tells you to just wait and do the ATM.

I used to do the order from my bank because my wife worked at a bank at the time and we were young, inexperienced travelers.

But then I realized that I could just walk up to an ATM, and get it and it would be about the same without the hassle.

Shit, even total squares like Rick Steves advise people to do this.


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21
Zappas Stache
Utility Muffin Research Kitchen
Member since Apr 2009
27171 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

The ATMs at airports are all currency-exchanged owned and give horrible rates.


Not all of them but you do have to pay attention to which one you are using which can be difficult after an overnight flight. Regardless, if we need euros, we will take out 100 euros from an airport ATM as even if its a Travelex owned ATM that gives you a shitty exchange rate, its only 100 euros. Another tip, when using your credit card anywhere, you will often be given the option to pay using dollars vs. euros. Dont choose dollars as then you are getting the exchange rate set by the processing company which will be shitty. Always choose to pay in euros and then your own credit card company will use a set exchange rate that is closer to the actual exchange rate.

Avoid "independent" ATMs, such as Travelex, Euronet, Moneybox, Your Cash, Cardpoint, and Cashzone. These have high fees and may try to trick users with "dynamic currency conversion." Note that these "independent" ATMs are often found next to bank ATMs in the hope that travelers will be too confused to notice the difference. Their mahcines may even have signs that scream "Free Cash Withdrawals" — don't believe it.


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11
hungryone
LSU Fan
river parishes
Member since Sep 2010
10306 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

Every ATM at the airport is owned by the currency exchanges and the rate that they give you will be way way off.

Absolutely wrong. There are indeed bank owned ATM machines at FCO (and every other international airport I've visited). Just be smart enough to figure out which ones are owned by a ForEx firm vs. an actual bank ATM. Look for the name of a bank on the machine....not some generic, "get money here" or currency exchange labeling.

That said, I have on at least two occasions landed at FCO after a long Italian holiday weekend to find ALL of the bank ATMs completely out of cash. Fortunately, the ticket machines at the train platform take credit cards, and it was easy enough to get euros out of a bank machine after I arrived in the city center.

(Usually, I have 15-20 euros in coin/small bills left over from my last trip, so I don't arrive without enough money to buy a coffee from the coffee bar at the train platform. It is one of my arrival rituals--a 1 euro drinkable proof that God is Italian.)


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25
redfish99
LSU Fan
B.R.
Member since Aug 2007
7504 posts

re: Best place to gert Euros for upcoming trip to Italy?
In Italy airport of your choice. No question


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11
LSUPhreaK
LSU Fan
LaPlace, La.
Member since Dec 2003
10863 posts

re: Best place to gert Euros for upcoming trip to Italy?
I notified them last week. Thanks.


kciDAtaE
Member since Apr 2017
5512 posts

re: Best place to gert Euros for upcoming trip to Italy?
I always like to have currency of the country I’m visiting before landing. You never know what can happen.


Zappas Stache
Utility Muffin Research Kitchen
Member since Apr 2009
27171 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

You never know what can happen.


It does depend on your personality. Some people need to have euros before they leave the US and some people don't.


Sheep
USA Fan
Neither here nor there
Member since Jun 2007
18138 posts

re: Best place to gert Euros for upcoming trip to Italy?
If you know you don't need Euros to get from the airport to your lodging (eg you know Uber works at the airport or you have a shuttle) then just go to a real bank's ATM near your lodging.

Clarify with your bank what the "rules of engagement" are for your debit card. I bank with a small credit union, and they reimburse me for $20 of ATM fees per month (so I planned to make no more than five withdrawals.)


hungryone
LSU Fan
river parishes
Member since Sep 2010
10306 posts

re: Best place to gert Euros for upcoming trip to Italy?
quote:

Clarify with your bank what the "rules of engagement" are for your debit card. I bank with a small credit union, and they reimburse me for $20 of ATM fees per month (so I planned to make no more than five withdrawals.)


Excellent point. Another data point: max withdrawal from Italian machines is 250 euros. So if you're expecting to pay a big hotel bill in cash, you may need to get cash multiple times.

I try to stick to credit cards as much as possible & save the cash for small shops, street vendors, small purchases in cafes, etc.


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