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jlovel7
USA Fan
Louisiana
Member since Aug 2014
13855 posts
 Online 

What was health insurance like pre Obama care?
I just started my career and my own health insurance so I’ve only had one doctors visit on that. The woman at the counter literally laughed at me when she ran my insurance. Granted I’m young and picked the cheapest option my company offers but it doesn’t get that much better from there. I think all together our most expensive plan for a family is like $1000 a month of something for a $10000 yearly deductible.

I assume this is bad. But pre Obama care what was it like? And why did Obama care make other plans so expensive.
This post was edited on 11/9 at 8:10 am


tiger91
USA Fan
South of Lafayette
Member since Nov 2005
27887 posts
 Online 

re: What was health insurance like pre Obama care?
More affordable in my specific situation.


The Maj
Alabama Fan
Member since Sep 2016
15615 posts
 Online 

re: What was health insurance like pre Obama care?
Obama Care changed health insurance. It did nothing to change health care.

Health Insurance is NOT Health Care...

Premiums went way up for most and health insurance provided less...


keks tadpole
Auburn Fan
D'Olive Creek
Member since Feb 2017
4038 posts

re: What was health insurance like pre Obama care?
quote:

I think all together our most expensive plan for a family is like $1000 a month of something for a $10000 yearly deductible.

Good luck with that.


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180
GamerGod
LSU Fan
Member since Dec 2019
284 posts

re: What was health insurance like pre Obama care?
they still had food stamps and medical cards....lol....thats the funny thing when they all holler , trump is taking away your healthcare(aca).....no he isnt, the govt assistance will always be there like before.....


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333
Jake88
George Mason Fan
LSU/Saints Fan
Member since Apr 2005
47891 posts

re: What was health insurance like pre Obama care?
Fine. And about 70% cheaper premiums and 50% lower deductibles prior to obamacare. Since 2010 my premiums have risen painfully every other year. I hate the phrase "open enrollment."
This post was edited on 11/9 at 8:06 am


SSpaniel
Memphis Fan
Germantown
Member since Feb 2013
27848 posts

re: What was health insurance like pre Obama care?
Cheaper premiums, lower deductibles...

Much better overall system.


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5413
roadGator
USA Fan
Member since Feb 2009
113596 posts

re: What was health insurance like pre Obama care?
Start a health savings account now. It’s tax free and you can use it for anything after retirement


The Spleen
Alabama Fan
Member since Dec 2010
31513 posts

re: What was health insurance like pre Obama care?
Just as big of a mess as it is now.



Diamondawg
Mississippi St. Fan
Mississippi
Member since Oct 2006
21353 posts

re: What was health insurance like pre Obama care?
healthcare or insurance?


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40
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Member since 2001
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fatboydave
LSU Fan
Fat boy land
Member since Aug 2004
15359 posts

re: What was health insurance like pre Obama care?
More affordable and insurance was also. That piece of crap was a disaster!


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254
Chicken
USA Fan
Jackassistan
Member since Aug 2003
16191 posts

re: What was health insurance like pre Obama care?
Cheaper


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224
roadGator
USA Fan
Member since Feb 2009
113596 posts

re: What was health insurance like pre Obama care?
quote:

It did nothing to change health care.


It actually did for some. Networks narrowed.


The Maj
Alabama Fan
Member since Sep 2016
15615 posts
 Online 

re: What was health insurance like pre Obama care?
quote:

It’s tax free and you can use it for anything after retirement


Well, it is tax free right now...


TrueTiger
LSU Fan
Chicken's most valuable
Member since Sep 2004
44991 posts
 Online 

re: What was health insurance like pre Obama care?

It wasn't perfect but it had some market influence.

In the days prior to government interference people would buy a relatively affordable hospital plan that handled catastrophic illnesses and paid out of their own pocket for routine stuff.

That made the routine stuff affordable.


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211
arseinclarse
USA Fan
Algiers Purnt
Member since Apr 2007
31936 posts

re: What was health insurance like pre Obama care?
Lower premiums
Lower deductibles
Kept your doctor
Didn’t pay for abortions/pregnancy as a male



The Maj
Alabama Fan
Member since Sep 2016
15615 posts
 Online 

re: What was health insurance like pre Obama care?
quote:

It actually did for some. Networks narrowed.


Well, nothing positive then?


Teague
Alabama Fan
Huntsville, AL
Member since Aug 2007
19111 posts

re: What was health insurance like pre Obama care?
The same for most of us. Insurance premiums have gone up steadily my entire life, regardless of who is in office. And I've been around and working longer than most of you.


OceanMan
US Space Force Fan
Member since Mar 2010
14743 posts
 Online 

re: What was health insurance like pre Obama care?
It was just cheaper.

These people want to focus on health insurance, but the actual cost of healthcare is what needs to be kept in check.

When you go to the doctor (other than the most routine things that stay routine during the visit), you have no idea what you are going to have to pay for and how much it will be. Until we address this we will all pay too much


jlovel7
USA Fan
Louisiana
Member since Aug 2014
13855 posts
 Online 

re: What was health insurance like pre Obama care?
Sorry fixed the OP. Meant health insurance.


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