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Boat Insurance
Posted on 9/12/18 at 11:45 am
Posted on 9/12/18 at 11:45 am
Who you baws using?
13
Posted on 9/12/18 at 11:46 am to bubba102105
Last I had was GEICO. But I have a deal where my boat is 1979 Reno Skiff and doesnt have a hull number so they dropped me.
Posted on 9/12/18 at 11:53 am to bubba102105
Progressive
Posted on 9/12/18 at 12:01 pm to bubba102105
Geico Marine. They stepped up their game this past year. Priced Progressive as well. Can't really go wrong with either.
Posted on 9/12/18 at 12:17 pm to bubba102105
I priced several a few months back and Progressive is who I went with.
Posted on 9/12/18 at 12:27 pm to bubba102105
Worldwide Marine Insurance, talk to Bob. Bob@worldwidemarineins.com
Posted on 9/12/18 at 12:31 pm to bubba102105
NBOA.
The policy really only protects me if someone stubbs their toe and sues me or if someone slams into it at the boat ramp. My home owners policy covers theft or if a tree falls on it.
I do not keep coverage to cover damage caused by hitting something in the water.
The policy really only protects me if someone stubbs their toe and sues me or if someone slams into it at the boat ramp. My home owners policy covers theft or if a tree falls on it.
I do not keep coverage to cover damage caused by hitting something in the water.
Posted on 9/12/18 at 1:44 pm to HotKoolaid
quote:
My home owners policy covers theft or if a tree falls on it.
You got some sort of special rider on your homeowner policy? I know some homeowner companies offer it, but its not the norm (at least in LA). My homeowners only covers up to $1,500 on watercraft.
Posted on 9/12/18 at 1:44 pm to bubba102105
quote:
Boat Insurance
Thats for suckers
Posted on 9/12/18 at 1:45 pm to 225Tyga
Safeco
Posted on 9/12/18 at 1:50 pm to Janky
I have SafeCo also, around 240 a year for replacement and road side assistance.
Posted on 9/12/18 at 1:57 pm to HotKoolaid
quote:
The policy really only protects me if someone stubbs their toe and sues me or if someone slams into it at the boat ramp. My home owners policy covers theft or if a tree falls on it.
I do not keep coverage to cover damage caused by hitting something in the water.
why would your homeowners company cover your boat if a tree falls on it?
Posted on 9/12/18 at 2:15 pm to bubba102105
state farm, its bundled with my homeowners
Posted on 9/12/18 at 2:48 pm to Tiger Prawn
quote:
You got some sort of special rider on your homeowner policy? I know some homeowner companies offer it, but its not the norm (at least in LA). My homeowners only covers up to $1,500 on watercraft.
Yes. It's covered for an agreed upon replacement value.
Posted on 9/12/18 at 5:16 pm to bubba102105
Progressive $100k in liability for $100 annually. Required of you're going to fish any sanctioned tournaments.
Posted on 9/12/18 at 7:58 pm to 225Tyga
quote:
Boat Insurance Thats for suckers
Most insurance companies partner with either seatow or boat US and cover the cost of an incident.
If you do any type of offshore/near shore then it’s a no brainer.
Plus, liability, liability, and liability. It’s cheap and could cover your butt if an accident takes place.
This post was edited on 9/12/18 at 7:59 pm
Posted on 9/12/18 at 8:04 pm to stewie
Progressive. You name the value, they insure based upon value, which is really replacement value. Very reasonable.
Posted on 9/12/18 at 8:36 pm to WacoTiger
Progressive costs me around 2100 a year.
Posted on 9/12/18 at 9:05 pm to WacoTiger
quote:
Progressive. You name the value, they insure based upon value, which is really replacement value. Very reasonable.
That's who I've been with since '08. They asked for a number and I gave it to them, will that number be used now if it gets sunk/trashed? Will they use blue book for value, it's obvious I assume I don't hit the Ins. companies up much.
Posted on 9/12/18 at 11:02 pm to QuietTiger
I have had boat insurance with most all of those listed above, but recently switched to Charter Lakes (LINK ) and they are hands down the most knowledgeable and least expensive.
I was able to get 500k liability with 160k replacement agreed value for half of what I was paying with Progressive.
I was able to get 500k liability with 160k replacement agreed value for half of what I was paying with Progressive.
This post was edited on 9/12/18 at 11:03 pm
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