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Started By
Message
Ins. has to pay for evacuation- Donelon
Posted on 9/10/21 at 4:53 am
Posted on 9/10/21 at 4:53 am
13
Posted on 9/10/21 at 5:27 am to andouille
Pay for evacuations, pay for generators, pay for chainsaws…..ridiculous.
Posted on 9/10/21 at 5:41 am to andouille
Facebook gonna be lit. They are already big mad at Demco, just wait until their insurance jacks up 20%.
Posted on 9/10/21 at 5:50 am to andouille
I guess rainy day funds need not apply.
Posted on 9/10/21 at 5:50 am to Fachie
Also, how can he demand something not listed in the policy be covered?
Posted on 9/10/21 at 5:53 am to andouille
Do they pay evacuation costs before or after deductible? If you have a $15K deductible and no significant damage, will the insurance pay?
Posted on 9/10/21 at 5:56 am to TDTOM
quote:
Pay for evacuations, pay for generators, pay for chainsaws…..ridiculous.
Unless it happened to you. Then you’d be good with it
Posted on 9/10/21 at 6:06 am to TDTOM
quote:
how can he demand something not listed in the policy be covered?
I don’t think he’s saying that. I think he’s saying the insurance company has to cover evacuation costs even if no formal evacuation order was issued by an authority. He’s not asking them to pay for something they didn’t agree to cover. He’s trying to help policy holders who are
Being denied compensation by the insurance company over a
Technically
Posted on 9/10/21 at 6:08 am to tigerinthebueche
quote:
He’s trying to help policy holders who are
Being denied compensation by the insurance company over a Technically
He is bailing out the politicians who made a dumbass decision not to give the evac orders.
Posted on 9/10/21 at 6:09 am to andouille
“Donnie, you’re doin’ a heckuva good job!”
(Pandering asshat hack, odds are that he’ll eventually will end up where all LA Insurance Commissioners “retire” to)
(Pandering asshat hack, odds are that he’ll eventually will end up where all LA Insurance Commissioners “retire” to)
Posted on 9/10/21 at 6:10 am to BallsEleven
quote:
He is bailing out the politicians who made a dumbass decision not to give the evac orders
That too
Posted on 9/10/21 at 6:11 am to andouille
Oh my god this state bending over backwards for the Nola area once again.
Posted on 9/10/21 at 6:12 am to tigerinthebueche
quote:
I don’t think he’s saying that. I think he’s saying the insurance company has to cover evacuation costs even if no formal evacuation order was issued by an authority. He’s not asking them to pay for something they didn’t agree to cover. He’s trying to help policy holders who are
Being denied compensation by the insurance company over a
Technically
It's not a technicality. It's a failure of government.
He's doing nothing more than protecting the government officials who refused to order evacs and screwed over their constituents.
Posted on 9/10/21 at 6:41 am to SlowFlowPro
quote:
He's doing nothing more than protecting the government officials who refused to order evacs and screwed over their constituents.
I understand that. But should the incompetence of a government official cause the insured- who bought and paid for that coverage- to be denied their claim?
The policyholder isn’t getting anything extra (that I know of). Seems to me Donelon is trying to hold the insurance companies to their policy coverage while bailing out the politicians.
Posted on 9/10/21 at 6:44 am to tigerinthebueche
I wasn’t aware evacuation costs were covered under a homeowners policy. Maybe it is, but I assume the deductible applies.
Posted on 9/10/21 at 6:49 am to tigerinthebueche
quote:
But should the incompetence of a government official cause the insured- who bought and paid for that coverage- to be denied their claim?
Who voted for those officials?
quote:
The policyholder isn’t getting anything extra (that I know of). Seems to me Donelon is trying to hold the insurance companies to their policy coverage while bailing out the politicians.
They are getting extra, paid benefits under situations that aren’t covered in the policy.
I think it’s bullshite that insurance doesn’t pay out to evac family when your house has no power or water even though there was no mandatory evac, but at the end of the day that is the policy. Him doing this is more government overreach.
Posted on 9/10/21 at 6:49 am to TDTOM
quote:
pay for generators, pay for chainsaws
And if you were forward-thinking enough to already have these items on hand?
Posted on 9/10/21 at 6:51 am to TDTOM
quote:
I wasn’t aware evacuation costs were covered under a homeowners policy.
It’s covered under loss of use when a mandatory evacuation is issued since you are being told you have to leave.
Posted on 9/10/21 at 6:53 am to TDTOM
quote:
wasn’t aware evacuation costs were covered under a homeowners policy. Maybe it is, but I assume the deductible applies.
Me neither. But I wasn’t aware of coverage for “debris removal” until I found out it existed.
I agree with you in principal on the chain saws and generators. And if this was just More welfare or handouts, I’d be just as disgusted as you seem to be. But I see this as the insurers trying to deny coverage that was bought and paid for in good faith. That’s BS.
I’m no fan of Donelon. But at least he’s trying to clarify that an evacuation was legit- even if local officials were too stupid to issue one.
Posted on 9/10/21 at 6:57 am to tigerinthebueche
Que all the insurance companies are crooks threads in six months when more companies pull out and raise rates 50%. For a group of people that deal with insurance maybe more than anyone else on the planet louisianans don’t know shite about it for the most part. No doubt y’all are going blue everybody wants a fricking hand out
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