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Started By
Message
I wouldn’t believe it unless I saw it myself. My auto insurance went down in Louisiana.
Posted on 4/28/21 at 9:03 pm
Posted on 4/28/21 at 9:03 pm
I’ve complained about State Farm but I may have hit some weird insurance niche. Right now my wife and I have two newer vehicles. 2018 Subaru and 2020 Tundra.
We carry 500/500/500 with pretty much everything maxed. $100,000 medpay, rental, $100 deductible for collision and comprehensive.
We started off paying $400. Then we did the drive safe. It went down to $289.00 a month for this coverage. We moved 15 minutes outside Lake Charles last month...my renewal came in for May...
$207/mo for both vehicles. I defy you to find a better rate for this level or coverage.
Never thought I’d ever see it happen in Louisiana. Maybe not all of LA is an insurance nightmare. Maybe only the major cities?
We carry 500/500/500 with pretty much everything maxed. $100,000 medpay, rental, $100 deductible for collision and comprehensive.
We started off paying $400. Then we did the drive safe. It went down to $289.00 a month for this coverage. We moved 15 minutes outside Lake Charles last month...my renewal came in for May...
$207/mo for both vehicles. I defy you to find a better rate for this level or coverage.
Never thought I’d ever see it happen in Louisiana. Maybe not all of LA is an insurance nightmare. Maybe only the major cities?
This post was edited on 4/28/21 at 9:05 pm
21
Posted on 4/28/21 at 9:04 pm to DiamondDog
quote:
Right now my wife and I have two newer vehicles. 2018 Subaru and 2020 Tundra.
You came here to tell us you're poor? Okay.
Posted on 4/28/21 at 9:05 pm to Horsemeat
I’m okay with being poor.
Posted on 4/28/21 at 9:06 pm to DiamondDog
White privilege finally paying off *high five*
Posted on 4/28/21 at 9:07 pm to DiamondDog
My insurance rate was damn near cut in half when I left Nola.
Posted on 4/28/21 at 9:07 pm to DiamondDog
Instead of 500/500/500 look at 300/300/300 and 1m umbrella. The umbrella will attach at 300 and I bet you net out dang close to neutral
Posted on 4/28/21 at 9:08 pm to DiamondDog
Are you also bundling homeowners with that?
Posted on 4/28/21 at 9:09 pm to bad93ex
Man. I’m stoked. Today has been a blessing. I am super pumped to finally save some money on this stuff. Insurance has always been so expensive for me here.
Posted on 4/28/21 at 9:09 pm to DiamondDog
Also, if you have health insurance on your family drop the medpay and get the umbrella
Posted on 4/28/21 at 9:09 pm to TribeCalledQuest
I have a policy with it, yes. I’ve also got a $1M umbrella.
Posted on 4/28/21 at 9:10 pm to DiamondDog
Are you being tracked with the State Farm tracking button they want you to put in your car in order to get the best rate?
Posted on 4/28/21 at 9:10 pm to DiamondDog
Good thing enough people weren’t fooled into voting for that Manchurian Candidate bitch Tim Temple.
Posted on 4/28/21 at 9:11 pm to DiamondDog
Recent legislation on med pay and minimum jurisdiction amounts for jury trial apparently paying off already.
This post was edited on 4/28/21 at 9:11 pm
Posted on 4/28/21 at 9:11 pm to DiamondDog
I’m sure they will correct this error on your next statement.
Posted on 4/28/21 at 9:12 pm to Mr.Perfect
quote:
you have health insurance on your family drop the medpay
No. Friends that are lawyers say keep the medpay. Your health insurance may not pay and if they do, could end up costing you money and it’s cheaper just to carry it. Your auto policy will pay out quick vs your health insurance. And you also won’t have to pay your deductibles if they apply.
Posted on 4/28/21 at 9:14 pm to go ta hell ole miss
quote:
Recent legislation on med pay and minimum jurisdiction amounts for jury trial apparently paying off already.
I don’t know what any of this means but cost savings for our budget has me pumped. May not be much to some but that’s dirn near $1,000 a year saved.
Posted on 4/28/21 at 9:15 pm to DiamondDog
I emailed my insurance guy the other day and asked about adding my 16 year old to our insurance this May.
He said "I will check in the morning...but get ready, it's going to be bad"
The next day I get an email from him saying "I thought this was a mistake, but it's coming back at $177/mo BEFORE the good grades discount".
That is half of what I was expecting.
He said "I will check in the morning...but get ready, it's going to be bad"
The next day I get an email from him saying "I thought this was a mistake, but it's coming back at $177/mo BEFORE the good grades discount".
That is half of what I was expecting.
Posted on 4/28/21 at 9:16 pm to DiamondDog
Attorneys telling you to keep a line of coverage they can easily scoop up VS being forced to prove negligence. Lol. You have great attorney friends.
Do your thing man.
Just telling you that the med pay is worthless. Any non family member in your vehicle will sue no matter what so why pay $250 per year for $100,000 in med pay when $250 would buy you an additional $1,000,000 in umbrella
Do your thing man.
Just telling you that the med pay is worthless. Any non family member in your vehicle will sue no matter what so why pay $250 per year for $100,000 in med pay when $250 would buy you an additional $1,000,000 in umbrella
This post was edited on 4/28/21 at 9:19 pm
Posted on 4/28/21 at 9:17 pm to DiamondDog
Enjoy it while you can...we have 2 teen drivers...man oh man.
Posted on 4/28/21 at 9:17 pm to DiamondDog
quote:
2018 Subaru and 2020 Tundra.
When are y'all coming out?
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