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Started By
Message
Any recommendations for dealing with insurance?
Posted on 9/25/21 at 11:52 am
Posted on 9/25/21 at 11:52 am
My homeowner's insurance are low-balling me. A couple roofers said I need a new roof but my insurance company said it needs to be repaired. What do I do next?
9
Posted on 9/25/21 at 11:58 am to Mr Happy
Stop using State Farm
Posted on 9/25/21 at 12:01 pm to Mr Happy
Roofers always advise replacing the roof. It’s not like they are unbiased here.
Posted on 9/25/21 at 12:10 pm to Mr Happy
You have paperwork from roofers indicating this in writing? Get that, call insurance back.
Posted on 9/25/21 at 12:31 pm to Mr Happy
Get offer from insurance and denial for new roof in writing. Submit in writing roofer statement that new roof is needed. Have insurance consider, and most likely deny.
Talk to some public adjusters, and/or attorneys for advice and see how to proceed. Conversation should be free, they should not charge until they actually get involved (initial fee to review policy may be required)
Talk to some public adjusters, and/or attorneys for advice and see how to proceed. Conversation should be free, they should not charge until they actually get involved (initial fee to review policy may be required)
Posted on 9/25/21 at 12:35 pm to Mr Happy
How old is your roof?
What type of shingle?
What type of shingle?
Posted on 9/25/21 at 1:06 pm to Mr Happy
How many damaged shingles are on the roof. Is it damaged on all the slopes or just some of them?
Posted on 9/25/21 at 1:42 pm to Mr Happy
Don’t. Let an attorney do it for you.
Posted on 9/25/21 at 2:49 pm to Mr Happy
You are dealing with two companies that are both trying to increase profit. Find a third party for an unbiased opinion (roofing consultant, engineer, architect). Your insurance will likely reimburse you his fees. Many shingle roofs can be repaired. You will never find a roofing salesman that will admit that.
Posted on 9/25/21 at 3:06 pm to Mr Happy
Do a search for the big thread stout started a few weeks ago
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