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Started By
Message
Who has your Homeowners Insurance Policy?
Posted on 4/29/14 at 10:11 am
Posted on 4/29/14 at 10:11 am
Who do you have a policy with and what is your average price per month? Trying to price shop in Baton Rouge but want a good company.
9
Posted on 4/29/14 at 10:49 am to corndawg85
Maison
$700 per year
$700 per year
Posted on 4/29/14 at 11:13 am to Paul Allen
Progressive. $90 per month for a 45 year old house.
Posted on 4/29/14 at 11:19 am to corndawg85
ASI
$1472/year
About to switch to Liberty Mutual. Better coverage for $1300/year
$1472/year
About to switch to Liberty Mutual. Better coverage for $1300/year
Posted on 4/29/14 at 11:22 am to corndawg85
State Farm
About $2,500 a year
About $2,500 a year
Posted on 4/29/14 at 11:35 am to yellowfin
I just recently switched everything from Farmers to State Farm. Homeowners was cut by 25%, auto was cut by 50%. Shop around.
Posted on 4/29/14 at 11:53 am to corndawg85
just always shop it. you will hear people switching from here to there and saving money. most insurance companies do that then slowly push premium up.
independents are always a good option since they will always have multiple companies. state farm can get it low, but won't have another option for you.
typically i leave mine alone unless the premium jump is absurd.
independents are always a good option since they will always have multiple companies. state farm can get it low, but won't have another option for you.
typically i leave mine alone unless the premium jump is absurd.
Posted on 4/29/14 at 1:07 pm to Kirk Herbstreit
quote:
I just recently switched everything from Farmers to State Farm. Homeowners was cut by 25%, auto was cut by 50%. Shop around.
If you're in LA, your Hurricane policy premium is about to increase to 5%
Posted on 4/29/14 at 2:28 pm to corndawg85
State Farm. $3,800/yr. W/H deductible of 7%. This is with multiple policies (Home/Life/Auto/Articles/Umbrella). And it aint getting any lower. It's fricking expensive to live.
Posted on 4/29/14 at 3:30 pm to LSUmakemewanna
Republic -Got in just before they quit writing in Nola.
Posted on 4/29/14 at 3:39 pm to jtmiller02
I've gotten quotes from Fourrier Agency Inc $1800, State Farm $1602, and Farm Bureau Louisiana $1503 but they will only write if I include my vehicle at $680 for 6 months.
Posted on 4/29/14 at 3:51 pm to corndawg85
Could anyone tell me if $308 a month through USAA in Uptown NOLA sounds right?
My flood is awesome at $412 a year.
My flood is awesome at $412 a year.
This post was edited on 4/29/14 at 3:51 pm
Posted on 4/29/14 at 4:55 pm to corndawg85
I've got my homeowners and auto with State Farm. I get a bundle discount. But to be honest, I didn't shop around when I went with them. My family's been with the same agent for decades and I just followed suit.
Posted on 4/29/14 at 6:14 pm to Teddy Ruxpin
quote:
My flood is awesome at $412 a year
Flood is not written by private companies, but by the NFIP. National Flood Insurance Program.
No company can write a flood policy, but they can issue them through the gov't. Depending on your flood zone, your rate will change. I bet if you ask your neighbors, their's will be the exact same.
Posted on 4/29/14 at 6:18 pm to CherryGarciaMan
I just switched my house and cars to GEICO. Saved me over $1000.00 from Safeco.
Posted on 4/29/14 at 6:37 pm to CherryGarciaMan
Chubb and AIG offer private flood insurance outside of the NFIP.
Posted on 4/29/14 at 6:39 pm to corndawg85
USAA. Right at a G
Posted on 4/29/14 at 7:05 pm to DawgCountry
Around 5k for 4 houses the cars a boat and an umbrella policy.
Posted on 4/29/14 at 10:22 pm to corndawg85
USAA, just over $1300 per year. 5 year old house and one claim.
House is insured for $295K, not counting land of course. 2 % deductibles.
Live south of I-10.
House is insured for $295K, not counting land of course. 2 % deductibles.
Live south of I-10.
This post was edited on 4/29/14 at 10:24 pm
Posted on 4/29/14 at 11:37 pm to tiger94gop
quote:
GEICO
Did you know that 15 mins can save you......nevermind!
But Safeco is who I have. No % of home deductible per named storm nonsense. Just a flat 1k deductible regardless of what happens.
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