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Started By
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What's the consensus here on an excellent credit score?
Posted on 7/9/13 at 1:07 pm
Posted on 7/9/13 at 1:07 pm
>=750?
3
Posted on 7/9/13 at 1:12 pm to LSUAlum2001
For Credit card applications and such, the number I see is 720. Of course, they will go lower, but that seems to be the auto acceptance number.
This can change for various other forms of credit I imagine.
I will say once you hit 700 you are in very good shape. After that you are just getting more and more excellent.
This can change for various other forms of credit I imagine.
I will say once you hit 700 you are in very good shape. After that you are just getting more and more excellent.
This post was edited on 7/9/13 at 1:14 pm
Posted on 7/9/13 at 1:41 pm to Teddy Ruxpin
The new norm is 740+ for the best rates. However, they will lend to everyone.
Posted on 7/9/13 at 2:35 pm to LSUAlum2001
Anything over 740 is just for show
Posted on 7/9/13 at 2:46 pm to ItNeverRains
quote:
Anything over 740 is just for show
Posted on 7/9/13 at 2:50 pm to LSUAlum2001
720+ will get you just about anything you need and is considered excellent.
Anything higher is really only considered for mortgages.
Anything higher is really only considered for mortgages.
Posted on 7/9/13 at 4:49 pm to bubbz
One thing which Experian says can boost credit score is average credit card limits.
Which is the best option: Close smaller accounts or request increases in limits to put yourself over the next threshold?
Which is the best option: Close smaller accounts or request increases in limits to put yourself over the next threshold?
Posted on 7/9/13 at 6:20 pm to LSUAlum2001
690
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