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Started By
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What banks have free checking?
Posted on 4/7/18 at 8:15 pm
Posted on 4/7/18 at 8:15 pm
I use USAA for almost everything, but I'd like to keep a small account at a bank in town that I can go to for withdrawing large sums (for cash purchases), cashing checks that won't register on an app, and other things that require being in person.
8
Posted on 4/7/18 at 8:31 pm to indytiger
quote:
...keep a small account at a bank in town that I can go to for withdrawing large sums
Who wouldn’t love a small account that allows you to withdraw large sums. LOL!
On a serious note, I’ve got free local checking at both capital one and Chase...and thought free checking was pretty much standard everywhere.
This post was edited on 4/8/18 at 5:42 am
Posted on 4/7/18 at 8:35 pm to indytiger
There's people that pay for checking accounts? 
Posted on 4/7/18 at 8:47 pm to Moots
Most banks if you drop below a certain balance there is a fee.
Posted on 4/7/18 at 8:52 pm to indytiger
After Regions instituted all of those ridiculous fees, I moved to Capital One.
Happy with their service. No problems and no BS fees.
Happy with their service. No problems and no BS fees.
Posted on 4/7/18 at 9:14 pm to indytiger
credit unions
Posted on 4/7/18 at 9:18 pm to indytiger
Regions has one that is free if you keep a certain balance. The balance is not too high, if I remember right.
Posted on 4/8/18 at 12:38 am to indytiger
After having to close my chase account I had since 2005 due to a scam I fell for they wanted to charge me a fee to open a new account so I have a capital one account that is free as long as you have direct deposit.
Posted on 4/8/18 at 7:08 am to indytiger
Secondary question, who uses bank of internet? Is it similar to Ally? I see they have better rewards rates
Posted on 4/8/18 at 11:34 pm to tduecen
I've been really happy with Capital One.
Posted on 4/9/18 at 6:35 am to Popths
i have the same question, but live in NC. I use USAA but all of the local banks (wells fargo, BBT, PNC) here will charge a fee if you don't deposit so much per month and have so many debits per month. I still have my capital one account for and transfer money in and out of USAA when needed, but would like something local.
Posted on 4/9/18 at 7:43 am to indytiger
quote:
cashing checks that won't register on an app
There's always a record for checks even if you deposit in person.
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