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Refinancing with sites like LendingTree
Posted on 4/15/13 at 12:53 pm
Posted on 4/15/13 at 12:53 pm
Has anyone used LendingTree or a site like it with good results? If not, what methods have you used to shop around for rates?
I've talked to a few big name banks, and they're nowhere near the lowest of the low rates I've seen parading around bankrate and other websites from "no name" lenders.
I've talked to a few big name banks, and they're nowhere near the lowest of the low rates I've seen parading around bankrate and other websites from "no name" lenders.
2
Posted on 4/15/13 at 1:42 pm to link
im a mtg broker here in baton rouge,i deal with mulitple lenders. are you doing an fha refi or conventional refinance. whats your rate and how many years left do you have. as long as you have a middle credit score of 740 and above you'll get the lowest fannie mae rate, if not, your rate will be adjusted because of your credit score and loan to value.
hope that helps
hope that helps
Posted on 4/15/13 at 1:57 pm to link
I used Zillow when I went to refinance about 7 or 8 months ago.
Ended up using a company called New Penn Financial.
Great overall experience.
Ended up using a company called New Penn Financial.
Great overall experience.
Posted on 4/15/13 at 2:12 pm to Will Cover
will, did you find that the too-good-to-be-true interest rates they show you on the zillow website (for your zipcode, estimated home value, credit score, etc.) were actually obtainable, or did you get a rate a little bit higher than the ones advertised?
Posted on 4/15/13 at 2:18 pm to link
In my situation, I was able to get the rate they advertised and I wanted.
2.875 % for 15 years.
There were no games or gimmicks.
2.875 % for 15 years.
There were no games or gimmicks.
Posted on 4/15/13 at 9:37 pm to Will Cover
How many years you looking at?
Posted on 4/15/13 at 11:15 pm to thibtigerfan
I refinanced from a 15 to a 15.
Posted on 4/16/13 at 6:58 am to link
quote:
will, did you find that the too-good-to-be-true interest rates they show you on the zillow website (for your zipcode, estimated home value, credit score, etc.) were actually obtainable, or did you get a rate a little bit higher than the ones advertised?
I used zwillow also and got the lowest rate. 3.375 for 30 year and the lender credit took care of all fees The bank is bnc bank. Great experience. The best rate I could get with a local broker was 3.5 and I had to pay an origination fee.
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