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Question re: a small medical debt on my credit report
Posted on 6/20/18 at 6:57 pm
Posted on 6/20/18 at 6:57 pm
I was just hired to a new financial institution and have been going through the pre-start date procedure. I submitted my information for the background check which triggered me to go and look at my credit report because it had been a few months. Well when I looked at it on Credit Karma I had a small medical collection that was reported in March from a Dr appointment I had over a year ago. Long story short, I thought we paid it the night I was at the Dr, and then we moved just over a month later and they apparently had been sending bills to that address.
The collection is only 122 dollars and once I verified that it wasn't paid I called the collection company and made the payment over the phone.
My question is, will this have any effect on me getting hired? I've never had a single negative thing report to my credit history so this is bothering me quite a bit. I definitely feel as if I should call them (the company who offered me) tomorrow and let them know about it at least.
The collection is only 122 dollars and once I verified that it wasn't paid I called the collection company and made the payment over the phone.
My question is, will this have any effect on me getting hired? I've never had a single negative thing report to my credit history so this is bothering me quite a bit. I definitely feel as if I should call them (the company who offered me) tomorrow and let them know about it at least.
Posted on 6/20/18 at 7:26 pm to UMRealist
Nah man. It should be removed within a few weeks to a month especially if you paid in full.
Posted on 6/20/18 at 8:23 pm to UMRealist
You should be ok, a lot of people have medical collections
Posted on 6/20/18 at 8:31 pm to UMRealist
>My question is, will this have any effect on me getting hired?
I have no idea.
But nobody should ever consider a debt paid until you've received a statement saying you have zero balance due.
I have no idea.
But nobody should ever consider a debt paid until you've received a statement saying you have zero balance due.
Posted on 6/21/18 at 7:06 am to UMRealist
Worst case is they'll ask you about it, and you explain what happened and that you already paid it.
Most employers are looking for charge-offs, court settlements, and other major red flags. Financial institutions can be a little more stringent though.
Most employers are looking for charge-offs, court settlements, and other major red flags. Financial institutions can be a little more stringent though.
Posted on 6/21/18 at 7:27 am to UMRealist
It wont affect you. I had the same issue
Posted on 6/21/18 at 9:03 am to UMRealist
zero effect on your hire. And it is no big issue.
You probably paid the copay the night your went to see the doctor, and the $122 is the remaining balance after copay and insurance payment.
You probably paid the copay the night your went to see the doctor, and the $122 is the remaining balance after copay and insurance payment.
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