Options for after maxing 401K and Roth?

You can start yourself a stock account and buy as much stock as you want.

I have a TD Ameritrade account (was scottrade), but they have etrade and a bunch others.

Do some research and start investing. You can invest as much as you want

Open a regular brokerage account and invest some money you can use before you're old. If you have kids, you could start investing for their college (529, UTMA, etc.).

Max your HSA account if you have one.

If you are eligible (have a high deductible health plan), open an HSA. It’s triple-tax free. Healthcare costs will make up a significant chunk of costs in retirement. And if I’m not mistaken, you can use it for non healthcare related costs after 65.

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maxing 401K

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Maxing 401k as in you plan to contribute $19k or maxing just up to the employer match?

If you are maxing $19k a year and $6k into the roth then I would look at a taxable investment account, real estate, REITs, 529s, HSA (if available).

Also take a nice vacation as well :) your doing well.

Read "The 3 Fund Portfolio" and/or Rick Ferri's Core 4 portfolio books, buy tax efficient vanguard index funds in a taxable account and check back in 25 years for your millions.

You seem young and successful, I'd start with 80% total stock market index, plus your choice of allocation among total Bond and total international indexes for the remaining 20%, maybe add REITs or small cap if you feel like it. There's essentially no risk of underperforming with an index strategy versus trying to pick stocks.

Don't waste your time on rental properties, their return is lower, the headaches are greater and their limited tax benefit gets phased out pretty quickly if you're a high earner, which you appear to be. I'm sure I'm sure I'll be shouted down on TD but the reality of arithmetic, historical returns and tax regulations don't lie.

Plus, index funds don't call you after 8 PM on a weeknight to unclog an AC drain line while you're reading to your kids. They pay you dividends every quarter, they're liquid and tax efficient, require no maintenance and have only increased in value over the long term.

I say this as a someone who is selling my 2 remaining rental properties to buy index funds. When I realized the dividends and long term appreciation on the equity from the sales would exceed the positive cash flow per property, without the uncertainty of maintenance & operating expenses, I decided it would be foolish to keep the rentals. If I have to replace an AC or make a major repair, the rental profits are nearly gone, but that will never happen with an index fund.

Thanks to all. Some good advice for me to research. To answer a few questions, I have no debt other than my mortgage. Also no kids so my expenses are very low. I’m putting as much as I can in retirement while I am in this situation.

What’s your mortgage interest rate?

If it’s in the 3s/low 4s then make it last as long as possible. If you have a higher rate, then you could consider paying down your mortgage.

Assume you file standard deduction under the new tax code?

4.2% interest.

Last year initemized as it made more sense in my situation. I haven’t looked at it this year yet but I assume I will take the standard since of the increase.