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Started By
Message
Just locked in at 2.625% on my 30 year
Posted on 8/7/20 at 2:15 pm
Posted on 8/7/20 at 2:15 pm
Was locked at 2.875% on a 30 year when I started the refinance process in April with the ability to adjust it once before closing. This is through Navy Federal Credit Union.
9
Posted on 8/7/20 at 2:18 pm to LSUDVM1999
I’m closing at the end of the month. Got a 2.75 but I can float down for free as well. Fingers crossed
Great job OP!
Great job OP!
Posted on 8/7/20 at 2:19 pm to LSUDVM1999
Great rates!
Posted on 8/7/20 at 2:31 pm to LSUDVM1999
how much were your closing fees?
Posted on 8/7/20 at 3:23 pm to LSUDVM1999
shite, I was happy to refi from 4% to 3.25% back in Mar-Apr. Guess I should've waited.
Posted on 8/7/20 at 6:17 pm to LSUDVM1999
I closed on a cash-out refi two days ago at 2.875%. I cashed out my primary to pay off a rental (4.875%) and combined that with my primary (4.25%). WINNING!
Posted on 8/7/20 at 6:22 pm to LSUDVM1999
Barksdale credit union is doing 2.5 right now on a 30 year. Also, new construction loans are a one time closing up front Interest rate locks on from beginning instead of the end. If rates get lower before the construction is complete you can pay for the lower rate.
Posted on 8/7/20 at 7:24 pm to LSUSUPERSTAR
quote:
shite, I was happy to refi from 4% to 3.25% back in Mar-Apr. Guess I should've waited.
I also locked in 3.25% back in May. Don't sweat it brother, that is below 99% of mortgages in history. Let the good times roll.
Posted on 8/8/20 at 11:57 am to LSUDVM1999
I got 2.25% on a 30 year VA loan.
Posted on 8/9/20 at 8:32 am to Stonepony
Recently got 3.275% for a 20 year
Posted on 8/9/20 at 9:11 am to LSUDVM1999
Nice. My current lender quoted me 2.125 for my hopes refinance. I don’t yet know the fees/apr, but I’ve never even heard such a number.
Posted on 8/9/20 at 1:39 pm to couv1217
quote:
Recently got 3.275% for a 20 year
That doesn’t seem all that good when reading other post
Posted on 8/9/20 at 1:44 pm to rpg37
That’s what I did as well, almost exactly. Still can’t believe it.
Posted on 8/9/20 at 2:07 pm to LSUDVM1999
quote:
Recently got 3.275% for a 20 year
I have a rental property that is at 5%, wod love to find 3%. Seems like rental properties are still high.
It is worth 185k
Owe 115k so 62%
Credit rating at approx 755
Posted on 8/9/20 at 2:57 pm to BHTiger
Are you guys getting lower rates through your current lender or a new one? If a new one, how does that work? Your new lender buys the loan from your old lender? I’m locked in at 3.5 percent but would love to go under 3.
Posted on 8/9/20 at 3:25 pm to tider04
You refinance. It’s a brand new loan, closing costs, apppraisal, etc. they pay off the old one and you have a new one by that lender.
Posted on 8/9/20 at 8:31 pm to Stonepony
quote:
I got 2.25% on a 30 year VA loan.
Same here will be saving 350 a month compared to old loan . 1st payment not due till Oct. Thats like 4000 a year
This post was edited on 8/9/20 at 8:33 pm
Posted on 8/10/20 at 12:42 pm to FLObserver
Best I've seen from Chase was 3.25% on a 30 yr refi. What site or company are y'all using?
Posted on 8/10/20 at 12:55 pm to JL
I work for hancock bank and the 30yr rate i am seeing this morning is 2.875% Last week the 30yr hit 2.625% its moved up friday and today. Rates are bouncing around right now from week to week. edhawk75@gmail.com if you want a quote
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