- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Just agreed to purchase my first house. What do I do next?
Posted on 8/5/13 at 3:10 pm to Oenophile Brah
Posted on 8/5/13 at 3:10 pm to Oenophile Brah
I just called Chase and they are the lowest so far by a big margin. They gave me a rate of 4.75% when I pay an extra $400 in closing costs. I would also get 1% back on all payments.
2
Posted on 8/5/13 at 3:17 pm to Tigerstudent08
quote:
I would also get 1% back on all payments.
1% on every mortgage payment?
That's pretty good if that is the case.
I didn't look at Chase very closely when I shopped rates. I did get in lower that 4.75 with zero additional costs. This was about a month ago, though.
Posted on 8/5/13 at 3:32 pm to Tigerstudent08
Chase is horrible i warn you now it will take them at least 60 days to close that loan.
Posted on 8/5/13 at 4:01 pm to hawkeye007
I called Whitney and left the agent a message. Waiting on a call back from them. If they can get me 4.5% than I will go with them.
Posted on 8/5/13 at 5:02 pm to Tigerstudent08
Did you check with iberiabank? They were the lowest for me in April.
Posted on 8/5/13 at 6:05 pm to MG
Yea I got one from IberiaBank. Chase is about $140/month lower than them. So far they have kicked every other offers arse!
Posted on 8/5/13 at 6:43 pm to Tigerstudent08
Damn, you just missed out on rates in the threes.
Posted on 8/5/13 at 9:00 pm to Tigerstudent08
Call a closing attorney. They can Guide you.
This post was edited on 8/5/13 at 11:11 pm
Posted on 8/5/13 at 10:13 pm to Tigerstudent08
Call Xplore FCU and ask for Doug in the mortgage department. It's the old Shell New Orleans credit union. Rates are usually very competitive.
Posted on 8/6/13 at 12:56 pm to Tigerstudent08
post your email and i will shoot you an email with a whitney contact
Posted on 8/6/13 at 1:42 pm to hawkeye007
I just spoke to a lady named Mindy at Whitney. She gave me a rate of 5% with no points. Monthly P&I payments were right at $1,675/month. Iberia Bank was at the same monthly payments. Chase is at $1,627/month but that is with .125% points
Posted on 8/6/13 at 3:30 pm to Tigerstudent08
i would ask Mindy about paying the same in discount and see if she can match the rate, doesnt hurt to ask. good luck
Page 2 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News