- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
I am dumb and messed up. Please help settle my mind.
Posted on 8/30/13 at 9:05 pm
Posted on 8/30/13 at 9:05 pm
I am young and dumb. I have my two savings accounts set up for overdraft protection and when one hits zero it rolls into the next. My credit card is set for automatic payment and one account did not have the full amount. It did not roll over to the other and gave me a NSF fee.
I called Chase and tried to figure out why my overdraft protection did not kick in. They did not know why and removed the NSF fee. They said that once the credit card bill gets re posted as unpaid, go ahead and pay it at that point in time.
The credit card bill got re posted and before I could pay it, it charged me a $25 fee.
My question: What kind of problems am I looking at in the future for this late fee and such? I already paid the bill in full once I realized that it was re posted. I am calling the bank in the morning and talking to them and get their word on everything.
Chase is the bank. Chase Freedom is the credit card. This all occurred in 3 days or less.
I called Chase and tried to figure out why my overdraft protection did not kick in. They did not know why and removed the NSF fee. They said that once the credit card bill gets re posted as unpaid, go ahead and pay it at that point in time.
The credit card bill got re posted and before I could pay it, it charged me a $25 fee.
My question: What kind of problems am I looking at in the future for this late fee and such? I already paid the bill in full once I realized that it was re posted. I am calling the bank in the morning and talking to them and get their word on everything.
Chase is the bank. Chase Freedom is the credit card. This all occurred in 3 days or less.
4
Posted on 8/30/13 at 9:08 pm to Ice Cream Sammich
The solution is easy. Make more money.
Posted on 8/30/13 at 9:15 pm to Teddy Ruxpin
Thanks. The money was in the bank, just different accounts. Just got back from Vegas and money in my savings account doesn't help me win any money.
Posted on 8/30/13 at 9:18 pm to Ice Cream Sammich
Your credit is fricked.
Posted on 8/30/13 at 9:21 pm to TheOcean
Posted on 8/30/13 at 9:34 pm to Ice Cream Sammich
They're going to tell you that, as you weren't more than 30 days late, you're fine. Just don't make a habit of it.
Posted on 8/30/13 at 9:57 pm to Joshjrn
Thank you, sir.
Posted on 8/31/13 at 12:13 am to Ice Cream Sammich
Show me a full frontal of your avi and I'll take care of it.
Posted on 8/31/13 at 9:58 am to foshizzle
Posted on 8/31/13 at 2:26 pm to Teddy Ruxpin
Overdraft protection on savings account???
Posted on 8/31/13 at 3:05 pm to ragacamps
That is how it was explained to me. I did not get a chance to go by Chase today but Ill stop by on Tuesday.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News