Well Allstate, bless them, has increased my yearly premium by about 90% in the name of increased coverage, general rate hike, and so called "claim clause" (I had two claims in 2011, that's it).

So I'm shopping around. I would like to bundle auto as well for the discount.

Anybody happy enough with their insurance company to recommend? Any I should stay away from?

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Posted by wegotdatwood

Member since Aug 2009

17094 posts

Posted on 3/26/13 at 10:37 pm to Sigma

I've like USAA, but I've never had a claim.

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Posted by fishfighter

RIP

Member since Apr 2008

40026 posts

Posted on 3/27/13 at 4:27 am to wegotdatwood

State Farm has been good to me. Only 1 claim in 30 years. I still find what I pay is a bit high though. I did the shopping around bit and nobody could beat them.

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Posted by LSU1018

Baton Rouge

Member since Feb 2007

7215 posts

Posted on 3/27/13 at 5:59 am to fishfighter

AMICA is rated really high as far as claims and customer service. If you looking for cheapest, imperial is probably the cheapest. Call an insurance agent and they will quote out a bunch of companies. Also get a quote from liberty mutual. Make sure to quote car insurance at the same time.

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Posted by MNCscripper

St. George

Member since Jan 2004

11709 posts

Posted on 3/27/13 at 8:05 am to fishfighter

quote:
State Farm

I shopped and they were way high. I have all my other policies with them as well.

Went with Liberty Mutual

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Posted by yellowfin

Coastal Bar

Member since May 2006

97608 posts

Posted on 3/27/13 at 8:11 am to MNCscripper

I have tons of discounts with state farm cause my agent hooks me up, I'm 33 and think I still get a discount on car insurance for being on honor roll.

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Posted by Will Cover

St. Louis, MO

Member since Mar 2007

38506 posts

Posted on 3/27/13 at 9:37 am to Sigma

USAA and Amica are considered two of the best companies for homeowner's insurance.

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Posted by Sigma

Fairhope, AL

Member since Dec 2005

3643 posts

Posted on 3/27/13 at 9:51 am to Will Cover

quote:
USAA and Amica are considered two of the best companies for homeowner's insurance.

I'm running into problems because I've had 3 claims in the last 5 years, all of which happen to be "acts of God". I talked to Zander and they found ASI who didn't mind these particular claims, but ultimately declined me because I have masonite siding on a portion of the house.

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Posted by rsande2

Member since Jan 2006

3423 posts

Posted on 3/27/13 at 10:51 am to Sigma