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Started By
Message
Drawing unemployment
Posted on 4/26/13 at 6:04 pm
Posted on 4/26/13 at 6:04 pm
What is the max that you can get now? I have never used it my life but my wife might be fixing to get laid off due to cut backs with a company she has been with for 8 years. Thanks
5
Posted on 4/26/13 at 6:10 pm to JBM210
Sorry to hear that, is she currently putting a resume together and looking at other jobs?
Posted on 4/26/13 at 6:17 pm to JBM210
You might want to let us know what state she'll be drawing from. Google will then give you the numbers. Best of luck to your wife. 
Posted on 4/26/13 at 6:27 pm to JBM210
if Louisiana:
LINK
LINK
quote:
The minimum weekly benefit amount of UI in Louisiana is $10.00. The maximum is currently $247. Your weekly benefit amount could be anywhere in this range, depending upon the total amount of wages paid to you during your base period. The total amount of unemployment insurance benefits payable to you would be equal to 26 times your weekly benefit amount.
Posted on 4/26/13 at 6:54 pm to LSU6262
Vol---You got a job offer? We are close to Baton Rouge La. She is making close to 50K Thanks
Posted on 4/26/13 at 6:59 pm to JBM210
quote:
Vol---You got a job offer
Sorry, I'm in VA Bro. I was asking because it's a good idea for her to start getting a back up plan together just in case. What kind of work is she in?
Posted on 4/26/13 at 10:06 pm to Vols&Shaft83
Calling on distibutors on the gulf coast for convience store/grocery related products. Has 4 years of supervisor experience with a 18 person sales team previous to her her current position
Posted on 4/27/13 at 7:50 am to JBM210
Just tell her to get a new job. No need to draw welfare.
Posted on 4/27/13 at 9:53 am to Springfield XD
quote:
Just tell her to get a new job. No need to draw welfare.
0/10
This post was edited on 4/27/13 at 9:54 am
Posted on 4/27/13 at 1:38 pm to LSU6262
quote:Wow had no idea it was that little.
The maximum is currently $247
Posted on 4/28/13 at 6:28 am to saderade
In 40+ years of working, I never had to use unemployment. If I got kick off the pay roll, I had a job the next day. 
One just has to look and apply themselves. 
One just has to look and apply themselves. Posted on 4/28/13 at 10:28 am to fishfighter
quote:
In 40+ years of working, I never had to use unemployment. If I got kick off the pay roll, I had a job the next day.
I haven't worked quite that long, but I've been fortunate enough to have no involuntary gaps in my employment. I hope one day to match what you've accomplished. However...
quote:
One just has to look and apply themselves.
Do you really believe that beginning in 2008, 6-8 million people decided to stop applying themselves so they could live below the poverty level?
Posted on 4/28/13 at 10:33 am to ZereauxSum
Unemployment is a $247 weekly supplement to the cash you get under the table by working side jobs.
Posted on 4/28/13 at 11:04 am to ZereauxSum
quote:
Do you really believe that beginning in 2008, 6-8 million people decided to stop applying themselves so they could live below the poverty level?
No. I believe a large number of those people refuse to make the necessary, hard choices to find employment. There are several States in the union with extremely low unemployment rates. Move there and get a job.
This post was edited on 4/28/13 at 11:06 am
Posted on 4/28/13 at 11:11 am to AutoYes_Clown
quote:
Unemployment is a $247 weekly supplement to the cash you get under the table by working side jobs.
So let's use the OP's wife as an example. She currently earns $50K doing white collar work, probably sits in a office most of the time and does some regional travel (since its a sales gig)
Let's say she loses her job (knock on wood). She babysits for $12/hr and is able to do this for 30 hours a week (and that's a stretch), under the table. That's (360 + 247)*52 = $31564 annually. Not exactly what she was earning before and I can't imagine she is enjoying work more now that she is chasing other people's kids around.
Then, after six months her UI ends and she only has the $18K from baby sitting. In addition, no one in her field wants to hire her becuase she's been unemployed for so long.
It would appear that she is better off trying like hell to stay in her current profession (which she seems to be doing). The OP is just being smart and trying to have a contingency plan.
Posted on 4/28/13 at 11:23 am to Springfield XD
quote:
No. I believe a large number of those people refuse to make the necessary, hard choices to find employment. There are several States in the union with extremely low unemployment rates.
I think there is some truth to that, but it might be a little oversold. I know people personally who have made the hard choices, and you are right they are hard choices. My neighbor moved here from Chicago and was away from his wife and kid for six months before they could move here.
I'm just not ready to say everyone just needs to pack up and move. If you are still employable in your current location, it's probably a better idea to take unemployment and work hard to find a job rather than uproot and move to a boom town somewhere.
Posted on 4/28/13 at 12:07 pm to ZereauxSum
quote:
She currently earns $50K doing white collar work
Now go ahead and take out the 30% in taxes that she doesn't have to pay on the "under the table" money..
Down to 35k already......
Posted on 4/28/13 at 12:14 pm to the LSUSaint
quote:
Now go ahead and take out the 30% in taxes that she doesn't have to pay on the "under the table" money..
Nobody earning $50K is paying 30% net in taxes.
Plus, in my hypo, she is earning $18K under the table. The rest is unemployment comp which is taxable income.
Posted on 4/28/13 at 12:24 pm to ZereauxSum
It would be close to 30% if you included SS, Medicare, & state income tax
Posted on 4/28/13 at 12:33 pm to yellowfin
quote:
It would be close to 30% if you included SS, Medicare, & state income tax
Medicare is 6.2% and SS is like 1.5% right now. So she would have to have 22% withheld for Federal and state combined. If she is having that much withheld she is getting thousands back come tax time. She probably nets closer to $40K.
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