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cmac5125
LSU Fan
Baton Rouge
Member since Mar 2011
102 posts

Boat Loans
Any suggestions on the best place to obtain a boat loan?


bluewing
Duke Fan
south
Member since Jun 2013
15 posts

re: Boat Loans
credit union


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20
WPBTiger
USA Fan
Parts Unknown
Member since Nov 2011
16110 posts

re: Boat Loans
USAA


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yatesdog38
Mississippi St. Fan
in your head rent free
Member since Sep 2013
6953 posts

re: Boat Loans
AARP or maybe a reverse mortgage.

I kid. It depends on where you are buying the boat. Some have special financing but the best general answer is gonna be a credit union.


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geauxnc0308
LSU Fan
pineywoods of ET
Member since May 2008
292 posts

re: Boat Loans
Lightstream. Took loan out about month ago, all online about 30 min and $ was deposited in my credit union account next day, 4.2%. They do not want title


Janky
LSU Fan
Team Primo
Member since Jun 2011
26597 posts
 Online 

re: Boat Loans
What are you buying?


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TimeOutdoors
Mississippi St. Fan
Depends on the day
Member since Sep 2014
4396 posts

re: Boat Loans
quote:

Lightstream. Took loan out about month ago, all online about 30 min and $ was deposited in my credit union account next day, 4.2%. They do not want title


Mind if I ask roughly the amount? >800 credit rating and did $25k for a boat and it was 7.2%. I was in the process of moving so some new things being setup which probably caused more credit inquires..I assumed that was what set it off. Wasn't too worried about it since it will be paid off within 12 months.. just wanted to get moved and settled before dipping into savings in case there were any surprises. I was expecting much less than the 7.2% though.


ConfusedHawgInMO
Arkansas Fan
Member since Apr 2014
1531 posts

re: Boat Loans
I've used Lightstream and it was a pretty easy process. They actually called me and had a few questions but it was a regular ol' American sounding chick with some common sense.

You can use their website and enter in a few things and it will give you a range of the rates they have available based on $ amount and credit score.


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