- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Best budget device: Mint, Acorns, YNAB, other + budgeting tips
Posted on 8/28/18 at 8:43 am
Posted on 8/28/18 at 8:43 am
Which budgeting tool do you use or would you suggest? (married two young kids) Mint, Acorns and YNAB seem to be very popular.
Also, what is the toughest part of your budgeting and what have you found to be the most rewarding part of your budgeting?
My wife and I have been talking about budgeting but we've never gotten serious about it. We've got to start and would appreciate any advice.
Thank you!
Also, what is the toughest part of your budgeting and what have you found to be the most rewarding part of your budgeting?
My wife and I have been talking about budgeting but we've never gotten serious about it. We've got to start and would appreciate any advice.
Thank you!
This post was edited on 8/28/18 at 8:51 am
7
Posted on 8/28/18 at 8:56 am to Palmetto08
quote:
Which budgeting tool do you use or would you suggest? (married two young kids) Mint, Acorns and YNAB seem to be very popular.
Mint for budgeting. Personal Capital for tracking investments.
quote:
what is the toughest part of your budgeting
Planning for the unplanned. There are a lot of expenses throughout the year that are unexpected or miscellaneous.
quote:
what have you found to be the most rewarding part of your budgeting
Security and confidence in financial health.
quote:
My wife and I have been talking about budgeting but we've never gotten serious about it. We've got to start and would appreciate any advice.
"Put the big rocks in first." Identify the most important things to you and include them in the budget first. Reframe the budgeting as what you are guaranteeing to keep instead of what you are cutting away.
This post was edited on 8/28/18 at 8:57 am
Posted on 8/28/18 at 9:13 am to Palmetto08
I use every dollar for keeping budgets
Mint to get a good overview of all accounts.
Mint to get a good overview of all accounts.
Posted on 8/29/18 at 1:26 pm to Lazy But Talented
Thanks guys. Lynx appreciate the detailed reply!
Posted on 8/29/18 at 8:56 pm to Palmetto08
Someone from the LSU crypto group turned me into YNAB back in March and it's been life changing. It's different than anyway I've ever budgeted. But it's great once you figure it out.
Posted on 8/29/18 at 9:15 pm to Palmetto08
I use YNAB for budgeting and Personal Capital for overall net worth.
Toughest part about budgeting is sticking to it. It’s unbelievable how much random shite gets purchased in my house.
Toughest part about budgeting is sticking to it. It’s unbelievable how much random shite gets purchased in my house.
Posted on 8/30/18 at 7:03 am to Palmetto08
I use YNAB. Getting into the habit of recording your expenses takes getting used to. But it's great
Posted on 8/30/18 at 11:12 am to Palmetto08
We have been using YNAB for the past year and a half and it has been life changing.
Big expenses are already planned for...not nearly as money stressed as we used to be
Big expenses are already planned for...not nearly as money stressed as we used to be
Posted on 8/31/18 at 12:17 am to Palmetto08
Another vote for YNAB. I'm not saying it's the only solution (I am familiar with Mint - I think Acorns is an investment tool - but don't quote me), but it has been great for getting a solid, visible hold on budgeting and money flow. Awareness is about 90% of the battle.
Posted on 8/31/18 at 11:16 pm to Ace Midnight
I’ve been using mint for several years but is there any advantage using YNAB?
I signed up for Personal Capital and they aggravated me for months with phone calls about a financial assessment so I deleted my profile.
I signed up for Personal Capital and they aggravated me for months with phone calls about a financial assessment so I deleted my profile.
Posted on 9/2/18 at 2:41 pm to saderade
It depends what you want out of them. If you just need something to visualize your budget with some basic tracking, Mint is fine. If you are trying to budget to change your spending habits, YNAB is the better choice as it forces you to actively use it everyday or every few days. I have also found it much easier to log transactions in YNAB than Mint.
I love YNAB because of its active nature. Suits my needs perfectly. I would give it a try with the 1 month trial to see if it's a system you would benefit from. If you're concerned about getting relentlessly contacted by YNAB, I doubt there's anything to worry about - I've received exactly 3 emails from them since January.
Just a note: I haven't used Mint since I switched to YNAB a couple years ago. I'm not sure how it has changed or improved since then.
I love YNAB because of its active nature. Suits my needs perfectly. I would give it a try with the 1 month trial to see if it's a system you would benefit from. If you're concerned about getting relentlessly contacted by YNAB, I doubt there's anything to worry about - I've received exactly 3 emails from them since January.
Just a note: I haven't used Mint since I switched to YNAB a couple years ago. I'm not sure how it has changed or improved since then.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News