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Apple Card

Posted on 4/17/19 at 11:46 am
Posted by htxtigers
Member since Apr 2019
259 posts
Posted on 4/17/19 at 11:46 am
Anyone getting one?

Seems like a decent idea for Apple, but I don’t like the cash back structure

3% at Apple
2% via Apple Pay
1% anything else
Posted by UltimaParadox
Huntsville
Member since Nov 2008
40817 posts
Posted on 4/17/19 at 11:55 am to
As with probably a large percentage of people on money talk.

Don't have any interest in the Apple ecosystem and there is plenty of better cards out there.

Probably better luck getting feedback on tech board
Posted by htxtigers
Member since Apr 2019
259 posts
Posted on 4/17/19 at 12:42 pm to
Oh ok didn’t know that. Thanks
Posted by Chad504boy
4 posts
Member since Feb 2005
166059 posts
Posted on 4/17/19 at 1:20 pm to
annual fee?
Posted by htxtigers
Member since Apr 2019
259 posts
Posted on 4/17/19 at 2:19 pm to
No fees
Posted by Shepherd88
Member since Dec 2013
4573 posts
Posted on 4/17/19 at 2:40 pm to
There’s no annual fee, no foreign fees and it is a metal card (like amex platinum). It also does not display any card #’s on the card which I guess is unique but could be kinda frustrating.

Not many perks to it at all unless your an apple nerd ha.
Posted by Chad504boy
4 posts
Member since Feb 2005
166059 posts
Posted on 4/17/19 at 2:47 pm to
lower interest rate if true is always a perk.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37704 posts
Posted on 4/17/19 at 2:51 pm to
I'll probably get one for the wife, maybe myself.

The budget tracking for her alone would be worth it
Posted by bbap
Baton Rouge, LA
Member since Feb 2006
96003 posts
Posted on 4/17/19 at 3:12 pm to
I don't think it comes with a sign up bonus. Automatic ignore.
Posted by Phate
Baton Rouge
Member since Mar 2006
11723 posts
Posted on 4/17/19 at 3:15 pm to
quote:

lower interest rate if true is always a perk.


The rates are 13.24% to 24.24%. Not terrible on the low end for a credit card but certainly not low.
Posted by AugustaTiger
Augusta, Georgia
Member since Dec 2017
743 posts
Posted on 4/17/19 at 5:02 pm to
Who is it processed through?
Visa, MasterCard, Amex, Discover?
Posted by GenesChin
The Promise Land
Member since Feb 2012
37704 posts
Posted on 4/17/19 at 6:23 pm to
quote:


Who is it processed through?
Visa, MasterCard, Amex, Discover?



Mastercard
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26572 posts
Posted on 4/17/19 at 6:33 pm to
Nope. Poor card if you are into the credit card game
Posted by Box Geauxrilla
Member since Jun 2013
19116 posts
Posted on 4/18/19 at 3:47 pm to
quote:

Mastercard


Go with the Citi Doublecash
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