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401k allocation

Posted on 3/6/13 at 4:03 pm
Posted by Soft_Parade
Member since Sep 2005
2501 posts
Posted on 3/6/13 at 4:03 pm
If cash was not an available option, but bonds, large, mid, small cap, intl, real estate, total stock market, and a stable capital funds were choices, how would you allocate (%) the existing balance if you thought the stock market was going to correct itself soon?
Posted by JPLSU1981
Baton Rouge
Member since Oct 2005
26205 posts
Posted on 3/6/13 at 4:05 pm to
quote:

stable capital funds



sounds like cash to me. at the very least "cash-like"
This post was edited on 3/6/13 at 6:01 pm
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 3/6/13 at 4:19 pm to
Near-cash is almost always an available option. There will be a fund called something like "short term bonds", "money market", or something like that. Basically anything that is a very short-term bond fund qualifies.

I never use them though since I am unable to tell what "the" stock market will do. I can't even tell what non-US stock markets will do. So I just buy 'em all.
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