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Land loansPosted by trident 
on 2/22/21 at 4:15 pm
on 2/22/21 at 4:15 pm
0
0Can anyone refer me to a land loan? I’m looking for a greater than 5 year land loan. For purchasing a lot but no intention to build a home on it.
re: Land loansPosted by GooseCreekMafia 
on 2/22/21 at 4:26 pm to trident
on 2/22/21 at 4:26 pm to tridentSouthern Ag credit or Louisiana Land Bank. Whichever one has a local branch.
re: Land loansPosted by LEASTBAY 
on 2/22/21 at 4:58 pm to GooseCreekMafia
on 2/22/21 at 4:58 pm to GooseCreekMafiaWhat kind of interest rates can you get for land at these banks?
re: Land loansPosted by LSUtigerME 
on 2/22/21 at 7:14 pm to trident
on 2/22/21 at 7:14 pm to tridentIs it a “lot” or “land”?
LA Land Bank, when I checked back around 2016, only did “land”, which was large acreage.
I went through Neighbors FCU, but I believe it was a 5 yr loan with a 12 yr amortization (so like a balloon), but I was building within 5 years.
LA Land Bank, when I checked back around 2016, only did “land”, which was large acreage.
I went through Neighbors FCU, but I believe it was a 5 yr loan with a 12 yr amortization (so like a balloon), but I was building within 5 years.
re: Land loansPosted by GooseCreekMafia on 2/22/21 at 7:33 pm to LEASTBAY
on 2/22/21 at 7:33 pm to LEASTBAYI think mine was 7.5 acres for 7 years. Put 10% down interest rate was 4.25 but with your patronage check you get each year it was closer to 3.5
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re: Land loansPosted by trident on 2/23/21 at 6:03 am to LSUtigerME
on 2/23/21 at 6:03 am to LSUtigerMEquote:
it a “lot” or “land”?
It is 3 separate lots, 20 acres total. Goal is to build on one lot and then pay the rest. So it seems like a little bit of both.
re: Land loansPosted by trident on 2/23/21 at 6:05 am to GooseCreekMafia
on 2/23/21 at 6:05 am to GooseCreekMafiaquote:
think mine was 7.5 acres for 7 years. Put 10% down interest rate was 4.25 but with your patronage check you get each year it was closer to 3.5
Who was this with?
re: Land loansPosted by Contender01 on 2/23/21 at 7:39 am to GooseCreekMafia
i use Southern Ag, and recommended them to 3 other people. all 3 was able to secure loans with ease
re: Land loansPosted by GooseCreekMafia on 2/23/21 at 9:55 am to Contender01
on 2/23/21 at 9:55 am to Contender01I’ve recommended 2 with the same results. They are very easy to work with.
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