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Auto Loan
Posted by Golfer2012 on 9/10/13 at 6:58 pm00
Any suggestions on who to use for an auto loan?
TIA
TIA
re: Auto LoanPosted by 756 on 9/10/13 at 7:22 pm to Golfer2012
1. cash is king
2. credit union
3. slightly used car - let someone else take the depreciation hit
2. credit union
3. slightly used car - let someone else take the depreciation hit
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re: Auto LoanPosted by LSUtigerME on 9/10/13 at 8:30 pm to Hoyt
quote:
Cash is not king. Dealers want you to finance "through them" and if you can finance a vehicle for 48-60 months for 2% or less why would you ever pay cash?
This. Penfed or a credit union. Very low interest rates right now, no reason to pay cash.
re: Auto LoanPosted by Will Cover on 9/10/13 at 10:05 pm to LSUtigerME
I could think of one reason. Peace of mind.
re: Auto LoanPosted by Hoyt on 9/10/13 at 10:58 pm to Will Cover
Peace of mind to me is using the same money to earn 6-8% while I'm only paying 1-2% interest on an auto loan.
re: Auto LoanPosted by HeadyMurphey on 9/11/13 at 8:02 am to Will Cover
quote:
I could think of one reason. Peace of mind.
A false sense of peace of mind. What really makes you feel better about it? Having the title in your possession? These days, it isn't very hard to set up an online recurring payment through your bank.
re: Auto LoanPosted by onelochevy on 9/11/13 at 9:06 am to HeadyMurphey
Credit Union. My wife and I both have auto loans through our credit union and the rates are less than 2%.
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