- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Refinancing likely today, what should I look out for?
Posted on 1/3/13 at 10:39 am
Posted on 1/3/13 at 10:39 am
They have me lined up for an FHA streamline with a 3.75% rate, 30 year fixed, nothing out of pocket. Credit scores with me and my wife are over 800.
Any suggestions or questions I should ask before I sign off and move forward? Are there better rates out there?
FWIW, I plan on rolling the savings plus some back towards the principle to gain equity and pay off faster so I elected to stay 30 year just in case of an emergency to keep our MDO down.
Thanks in advance!
Any suggestions or questions I should ask before I sign off and move forward? Are there better rates out there?
FWIW, I plan on rolling the savings plus some back towards the principle to gain equity and pay off faster so I elected to stay 30 year just in case of an emergency to keep our MDO down.
Thanks in advance!
4
Posted on 1/3/13 at 11:12 am to KABoss02
Nothing for me?
Posted on 1/3/13 at 11:15 am to KABoss02
Check PenFed. We are about to close on a 30 yr at 3.25.
Posted on 1/3/13 at 11:16 am to KABoss02
Are you being charged PMI? With credit scores like that, you should go traditional loan, although I don't have any other info to get more specific.
Posted on 1/3/13 at 11:17 am to KABoss02
I havent been shopping rates, but 3.75 sounds high.
Local Credit Union is listing down to 3.375 for 30 yr and 2.75 for 15 yr.
Make sure your getting the best rate you can.
Local Credit Union is listing down to 3.375 for 30 yr and 2.75 for 15 yr.
Make sure your getting the best rate you can.
Posted on 1/3/13 at 11:26 am to KABoss02
3.75% is high..fha streamline with no appraisal is at 3.25% to 3.375%.
when did you purchase your home, month & year
when did you purchase your home, month & year
Posted on 1/3/13 at 11:27 am to LSUSUPERSTAR
Yes, being charged PMI. I though about going conventional but want to hang on the cash we have for right now.
Posted on 1/3/13 at 11:28 am to lsu tigerdog
quote:
3.75% is high..fha streamline with no appraisal is at 3.25% to 3.375%.
when did you purchase your home, month & year
August of 09. I have gotten two qoutes from different lenders and they were almost identical with minor difference in up front cash to take rate down.
Posted on 1/3/13 at 2:01 pm to KABoss02
I just bought a house a month ago with a conventional loan and the rate was 3.37%. 3.75% sounds high
Posted on 1/3/13 at 11:19 pm to KABoss02
Pentagon Federal all day long!
Posted on 1/3/13 at 11:21 pm to CajunAlum Tiger Fan
quote:
Pentagon Federal all day long!
How does that work out of state?
Posted on 1/3/13 at 11:30 pm to wegotdatwood
It doesn't matter where you are located. You can either start the process online or give them a call to ask any questions. I first found them when shopping for a truck. I joined the credit union, funded my account with $100, applied for the car loan, and it was approved in about 15 minutes. The check was on my front porch via fed-ex the next day - 1.49% for 60 months, better than any dealership by far.
I'm starting on the Mortgage next week - 10 year @ 2.5%, 2.8215% APR.
I'm starting on the Mortgage next week - 10 year @ 2.5%, 2.8215% APR.
Posted on 1/4/13 at 7:19 am to wegotdatwood
quote:
How does that work out of state?
Everything is online, doesn't matter where you live
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News