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Started By
Message
Streamline refinance?
Posted on 10/4/12 at 7:37 pm
Posted on 10/4/12 at 7:37 pm
We are looking to refinance. The problem we are coming into is being upside down possibly. We bought our house 5 years ago and the subdivision they built behind us is DR Horton cheapy homes. Anyway a realtor friend pulled up some comps for us today and the average of those comps is exactly the amount our new loan would be.
Anyway my neighbor said that they called their current mortgage company and said that they wanted to streamline refinance and they offered them the same rate another company had quoted them and they didn't have to do an appraisal and minimum fees. Has anyone else done this? What is the probability that our company will do this for us? We have Bank of America right now. Just looking for all options
Anyway my neighbor said that they called their current mortgage company and said that they wanted to streamline refinance and they offered them the same rate another company had quoted them and they didn't have to do an appraisal and minimum fees. Has anyone else done this? What is the probability that our company will do this for us? We have Bank of America right now. Just looking for all options
2
Posted on 10/4/12 at 9:00 pm to lsugrldej8
What type of loan are you on now?
FHA, Conventional or RD? All of them have a streamline refinance available.
I am not licensed in LA, but could refer you to someone if interested.
FHA, Conventional or RD? All of them have a streamline refinance available.
I am not licensed in LA, but could refer you to someone if interested.
Posted on 10/4/12 at 9:05 pm to lsugrldej8
I did an FHA streamline a month or two ago
Quicken paid all of my closing costs
I only brought 900 to close for my escrow
I don't know if quicken is the best option but they made it extremely easy and seemed very knowledgeable
Quicken paid all of my closing costs
I only brought 900 to close for my escrow
I don't know if quicken is the best option but they made it extremely easy and seemed very knowledgeable
Posted on 10/4/12 at 9:15 pm to novabill
quote:
FHA, Conventional or RD? All of them have a streamline refinance available. I am not licensed in LA, but could refer you to someone if interested.
I have an Rural Development. I just called Bank of America and they said that they don't do the streamline. Do you know anyone that does it in LA? But that wouldn't be possible though since I would be using a new lendor would it? This is all so confusing! If our stupid values weren't so borderline
Posted on 10/4/12 at 9:27 pm to lsugrldej8
you can use a different lender for USDA streamline, but as of now the USDA streamline is not yet available in LA, the last time i checked.
Give Nate Beecham a call.
Nate
Give Nate Beecham a call.
Nate
Posted on 10/4/12 at 9:30 pm to novabill
quote:
Give Nate Beecham a call. Nate
I would but we are dealing with someone else at the same place...lol
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