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Started By
Message
how much would u finance a vehicle for and for how long
Posted on 6/30/21 at 11:29 pm
Posted on 6/30/21 at 11:29 pm
i'm in a group where f&i and sales guys share stories and numbers of their buyers without mentioning their names.
this one struck me as interesting. it's real.
all kinds of wrong here. 84 months. 8 percent interest rate. and here is the best part. this is for a tahoe. a chevy tahoe.
stimulus money must still be stimulating.
this one struck me as interesting. it's real.
all kinds of wrong here. 84 months. 8 percent interest rate. and here is the best part. this is for a tahoe. a chevy tahoe.
stimulus money must still be stimulating.
73
Posted on 6/30/21 at 11:31 pm to Lincoln Dawson
what year?
If you can't buy it in cash, you can't afford it.
If you can't buy it in cash, you can't afford it.
Posted on 6/30/21 at 11:31 pm to Lincoln Dawson
That’s awesome 
Posted on 6/30/21 at 11:31 pm to Lincoln Dawson
Not that much and not that long.
Posted on 6/30/21 at 11:32 pm to Lincoln Dawson
Depends on the interest rate.
0/0 at the rate in your pic.
0/0 at the rate in your pic.
Posted on 6/30/21 at 11:32 pm to Lincoln Dawson
Am I supposed to feel bad they have meh credit?
I dont.
I dont.
Posted on 6/30/21 at 11:32 pm to Lincoln Dawson
That’s insane. Imagine paying for another vehicle with just the interest on your Tahoe….
Posted on 6/30/21 at 11:33 pm to Ed Osteen
quote:
That’s awesome
it is awesome and very sad at the same time. not surprising as many americans can't afford 400 to 1000 in cash for an emergency but are willing to finance their vehicles for longer than the warranty lasts and the new car smell is long gone.
Posted on 6/30/21 at 11:35 pm to Lincoln Dawson
Spread out that note so you can afford the jet ski, side by side and Jaxxton's Marucci
Posted on 6/30/21 at 11:36 pm to Lincoln Dawson
1200 a month? Get outta here.
Posted on 6/30/21 at 11:37 pm to Lincoln Dawson
That looks like a salesman's calculator that guys use at their desk.
Guve them a price. No backend products. Give them a term. Bump their rate by 4 or 5 points. Give them a payment.
Guy goes into finance office for that 1275 dollar payment. Finance guy drops interest back down to actual interest. Pads deal with back end. Payment below 1275 and btw mr customer you have warranty, tire warranty, battery warrranty, gap, theft, and undercutting.
All for UNDER 1275! Sign here.
Guve them a price. No backend products. Give them a term. Bump their rate by 4 or 5 points. Give them a payment.
Guy goes into finance office for that 1275 dollar payment. Finance guy drops interest back down to actual interest. Pads deal with back end. Payment below 1275 and btw mr customer you have warranty, tire warranty, battery warrranty, gap, theft, and undercutting.
All for UNDER 1275! Sign here.
Posted on 6/30/21 at 11:39 pm to Lincoln Dawson
4 years $300 a month. I also haven't financed a vehicle in 15 years. So I don't know how that shite works now
Posted on 6/30/21 at 11:40 pm to X123F45
quote:
1275 dollar payment
People actually pay that for a vehicle? WTF?
Posted on 6/30/21 at 11:50 pm to Lincoln Dawson
I won’t judge this person but I will say my house note is far south of their car note.
Posted on 6/30/21 at 11:50 pm to USMEagles
I think I’m in a 6 year right now at like 1.9% . I will legit finance anything at 0-2%.
Posted on 6/30/21 at 11:52 pm to Lincoln Dawson
77k for a Tahoe? Geez.
Posted on 6/30/21 at 11:52 pm to CE Tiger
I'll just buy a 1986 Blazer that can get get a few years out of for $1,500
Posted on 6/30/21 at 11:56 pm to CE Tiger
quote:
I think I’m in a 6 year right now at like 1.9% . I will legit finance anything at 0-2%.
I've financed shite for 72 months, but I had a very good handle on the interest rate, prepayment penalty, and resale value of the vehicle. I've never been underwater on anything in my life.
Posted on 6/30/21 at 11:59 pm to Lincoln Dawson
The only issue I have is the interest rate, I would never finance if I couldn’t get less than around 2.5%. As far as the cost, if this person is making over $250k a year I see no problem with the purchase.
Posted on 7/1/21 at 12:17 am to Lincoln Dawson
I’m comfortable financing 35k to 40k for 60 months. I also double the payment and pay them off in 3 years. With the current market I can trade in my 3 vehicles and have close to 115k down payment.
This post was edited on 7/1/21 at 12:28 am
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