re: At which salary level is an individual “doing well”?

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but the standard new build neighborhood "starter" homes in most of the south are right around $400k give or take for the cost of living.

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In the bigger cities, probably. But I can get one here for that, and its FAR more expensive here than in the South.

My brother is a CPA in La, has two 300k homes and they are very nice.

His ex lives in one.