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re: People who can't manage finances or spending. How does this happen?
Posted on 9/20/20 at 11:11 am to SlowFlowPro
Posted on 9/20/20 at 11:11 am to SlowFlowPro
My friends ex wife was addicted to online shopping and ran up a huge amount of debt. Basically people buy things they can't afford.
Or they walk into a car dealership and realize they can get the fully loaded on a 7 year loan and don't think twice about it.
Or they walk into a car dealership and realize they can get the fully loaded on a 7 year loan and don't think twice about it.
Posted on 9/20/20 at 12:22 pm to dgnx6
quote:
Or they walk into a car dealership and realize they can get the fully loaded on a 7 year loan and don't think twice about it.
I’m a big fan of the 72 month car loan as long as it doesn’t mean you can’t take advantage of better dealer incentives. I get a low monthly payment and still pay it off in 2-3 years but, Heaven forbid something bad happens, I can pay that low note for a couple of months.
My ex was financially illiterate. She had a small amount of student debt, drove a very humble car, and would eat beans and rice to stretch a dollar. It seemed like actually having access to money and credit triggered her to be careless.
She tried some solutions on her own and would always get angry when I asked questions. I said that we needed to work together so I wrote up a list of our monthly expenses and asked her to fill in what I missed or change the amounts if needed. She never did anything with the list because she thought I was telling her what to do.
The woman I chose to be the mother of my children, ladies and gentlemen.
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