re: What does my credit score mean in the

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sorry to break it to you , but you will not be able to finance a house or a car without a cosigner.....

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I'm not in the lending business, but I imagine it would just mean needing a bigger down payment. With so many people getting home loans with less than 10% down in the last decade, I would think someone with no credit history, but no debt and a good employment record and a 20% downpayment would be just as or more appealing to lenders.