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Started By
Message
re: PSA: those who have State Farm homeowners insurance
Posted on 5/31/18 at 6:44 pm to Crimson1st
Posted on 5/31/18 at 6:44 pm to Crimson1st
That's likely
0
Posted on 5/31/18 at 6:45 pm to fallguy_1978
quote:
Geico went up on our auto too
It is pretty much a market-wide situation. Here is a good synopsis of some of the issues going on...
LINK
Posted on 5/31/18 at 6:45 pm to High C
Insurance is nothing but a big scam..... Until you need it.
Posted on 5/31/18 at 6:46 pm to High C
quote:
jumped 35% this year.
quote:
mortgage payment up around $200/month
Just a basic calculation using those numbers would say your Homeowners Insurance is roughly $7000-$8000 per year?
This post was edited on 5/31/18 at 6:47 pm
Posted on 5/31/18 at 6:50 pm to High C
PSA: you should instruct your agent to price shop for any coverage any time the policy is up for renewal and report the results to you
Posted on 5/31/18 at 7:18 pm to High C
Auto Insurance has jumped 35% in the last 3 years and climbing. Insurance companies, like the rest of Corporate America, are raping consumers right now. The Insurance Commissioner is NOT the friend of the consumer by any sense of the imagination.
Posted on 5/31/18 at 7:22 pm to 777Tiger
State farm had a big shift in their claims dept. several years ago (made it a lot tougher).
They went from having one of the best consumer ratings to middle of the pack.
State farm employees are not happy. Are told to deal with it.
This is from a childhood friend who has worked for the company his entire working life (over 20 Years).
Agents have a lot of stroke but really have to fight for you.
They went from having one of the best consumer ratings to middle of the pack.
State farm employees are not happy. Are told to deal with it.
This is from a childhood friend who has worked for the company his entire working life (over 20 Years).
Agents have a lot of stroke but really have to fight for you.
Posted on 5/31/18 at 7:27 pm to Tiger Roux
quote:
Agents have a lot of stroke but really have to fight for you.
as they should, big insurance has no loyalties to anyone and I'm a pretty good customer so I pretty much go with price, to a certain extent
Posted on 5/31/18 at 7:27 pm to Athis
quote:
am on my fourth company in 10 years.
Same here
Posted on 5/31/18 at 7:27 pm to PUB
quote:
Auto Insurance has jumped 35% in the last 3 years and climbing. Insurance companies, like the rest of Corporate America, are raping consumers right now.
Have you ever considered that the increase may be due to LA’s extremely high rate of uninsured drivers and vehicles becoming increasingly more expensive to repair?
Posted on 5/31/18 at 7:37 pm to Crimson1st
Longevity with any company makes a difference, too. Shopping may lower your rate temporarily, but like you said, the company you get that lower rate with has to catch up some time.
Posted on 5/31/18 at 7:39 pm to crtodd
quote:
Longevity with any company makes a difference,
not any more mi amigo
Posted on 5/31/18 at 7:40 pm to High C
If you live in Louisiana and you aren’t insured through an independent agency.
There is about 90% chance you are getting your butthole reamed not only in coverage but in premium
There is about 90% chance you are getting your butthole reamed not only in coverage but in premium
Posted on 5/31/18 at 7:45 pm to High C
I got a letter today that policy changes are coming
My insurance went up recently to the tune of 600 a year
I like my State Farm guy, oh well
Time to shop
Thx for the heads up!
My insurance went up recently to the tune of 600 a year
I like my State Farm guy, oh well
Time to shop
Thx for the heads up!
Posted on 5/31/18 at 7:50 pm to 777Tiger
It does with our personal rates. We've been with our company for 24 years and nobody can touch our fire policy rate. Or our auto, for that matter. Unless I want shite for insurance, which we don't.
Now, I won't say that we don't take rate increases, but when you start with a premium that was "x" number of dollars 24 years ago, and take the same average percentage rate increase, you still have a lower premium than a rate hopper.
Now, I won't say that we don't take rate increases, but when you start with a premium that was "x" number of dollars 24 years ago, and take the same average percentage rate increase, you still have a lower premium than a rate hopper.
Posted on 5/31/18 at 7:51 pm to whit
quote:up to 8 now
lol: at the downvote
Lot of State Farm baws on here
Posted on 5/31/18 at 7:54 pm to High C
BR has a ton of State Farm agents
Posted on 5/31/18 at 8:04 pm to High C
Switched home and auto earlier this year from State Farm. 
Posted on 5/31/18 at 8:06 pm to High C
Got to pay for those she shed commercials
Posted on 5/31/18 at 8:11 pm to BamaFan89
quote:
Have you ever considered that the increase may be due to LA’s extremely high rate of uninsured drivers and vehicles becoming increasingly more expensive to repair?
While I believe you, I don't understand why the insurance lobby, maybe the biggest, isn't pushing for increased penalties for driving under or uninsured. I would think it would be in their interest to decrease uninsured driving to control their cost and keep their customers happy, right?
Something else is going on in my opinion.
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