re: if you don't make the playoffs do you adjust your roster any?

I think it's ok to make waiver adds if you're making a legitimate pickup to help your team win, because, hey, you should still try to win your matchup. But I don't think it's ok to make moves just to screw over someone who's in the playoffs.

E.g. if you're not in the playoffs and own Wentz, I think it's fine to put a claim in for a QB. But if the Wentz owner is in the playoffs, I don't think it's ok to put in claims for a bunch of QBs just to keep them from that guy.