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Message
New balance transfer balance divided up into previous balance transfer balances
Posted on 8/16/17 at 8:30 am
Posted on 8/16/17 at 8:30 am
I recently paid off a credit card that had a standard purchase and two balance transfer balances. I then did a new balance transfer offer. However, part of it went into the standard purchase balance and the two previous balance transfer balances. Looking at my bill, I noticed that the 3 balance are about 90% of their original balance (ex. SPB was $455 now it is $45). Has anyone experienced this before. I sent a message to my credit card company Citi and I'm waiting to hear back.
Posted on 8/16/17 at 8:39 am to Red5LSU
Hmmm
I know Citi doesn't allow certain card balances to be transferred in house but ive never heard of that. I have usually balance transferred from Citi to Chase and vice versa when I needed to in the past.
I know Citi doesn't allow certain card balances to be transferred in house but ive never heard of that. I have usually balance transferred from Citi to Chase and vice versa when I needed to in the past.
Posted on 8/16/17 at 10:51 am to 50_Tiger
This was there response.
If I paid off the entire balance, why didn't the SP and previous BT balances go away?
quote:
Any payment amount we receive in excess of the minimum amount due listed on your billing statement will always be applied to the highest rate balance until that balance is paid in full. If the Annual Percentage Rates are the same, the offer with the earliest expiration date will be paid first. If the expiration dates are identical, then the payment will be applied, lowest to highest, by the Balance Transfer offer number listed on your billing statement.
If I paid off the entire balance, why didn't the SP and previous BT balances go away?
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