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re: 5yr. Balloon Loan w/ 10yr. Amort. (Any hidden things I should worry about?)
Posted on 8/18/16 at 3:48 pm to TheWiz
Posted on 8/18/16 at 3:48 pm to TheWiz
quote:
But I think we're doing a pretty good job by freeing up nearly $4,000/month of after tax money (Currently $1k to interest only).
No question this is pretty substantial.
quote:
but we still have some "fun" things budgeted. Monthly date nights, plated, yoga, etc.
And I said "monks" - but as long as this is manageable, it doesn't seem unreasonable. However, you'll find that as you make more money, more and more of this kind of budget item will seem "essential" and not "luxury."
quote:
That leaves us with a balloon note at the end of nothing or next to nothing.
I hope it works out with few, if any, curveballs from life.
1
Posted on 8/18/16 at 4:46 pm to Ace Midnight
quote:
And I said "monks" - but as long as this is manageable, it doesn't seem unreasonable. However, you'll find that as you make more money, more and more of this kind of budget item will seem "essential" and not "luxury."
You're probably right. Plated transitions into Clancy's every Thursday and Romney spin classes get tacked on to yoga subscriptions. I'm sure it could happen. Hopefully we can keep that stuff at bay.
I really appreciate everyone's input.
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