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re: Switching jobs and 401k question
Posted on 4/17/15 at 6:16 pm to 337tigergirl
Posted on 4/17/15 at 6:16 pm to 337tigergirl
Rolling into an IRA is the best bet, I've done that with mine. As someone pointed out, your investment choices are much better (buy individual stocks, ETFs, after/pre market buying/selling). Some mutual fund costs may be a little more but I think the increase in choices out weight that.
This post was edited on 4/18/15 at 5:35 am
1
Posted on 4/18/15 at 1:31 pm to CajunTiger92
One other note -
If you roll it into your new copany's 401k, they may not allow you to withdraw it in the event you ever need it.
Plans are not required to allow in-service distributions of rollover accounts.
Your IRA, you can always take it (and pay the taxes and early withdrawal penalty).
If you roll it into your new copany's 401k, they may not allow you to withdraw it in the event you ever need it.
Plans are not required to allow in-service distributions of rollover accounts.
Your IRA, you can always take it (and pay the taxes and early withdrawal penalty).
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