quote:
The problem is that you are a product of today's America. You are owed something for living here. You shouldn't have to make sacrifices. You deserve an iPhone with 4G service, a 50" TV with a nice package of channels, a nice car or at least a moderate car that's souped up so you can impress your friends and the ladies. You also deserve to eat as you'd like, have drinks with your friends, enjoy as much time chilling, and generally live life. You've earned it because it's the way it's supposed to be. No way you should take responsibility for your actions and do the right thing. No way you should pay off this debt. It would be much smarter to go to court and incur more expenses. And you should definitely not learn from this, because one way or another you will always be bailed out by the system.

To OP: have a garage sale, sell your truck and buy something more economical, get a weekend gig delivering pizzas. You need to sacrifice here or you will never pay this off.

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Posted by jtmiller02

Member since Jan 2013

114 posts

Posted on 7/24/14 at 9:29 pm to saderade

I had a similar situation about a dozen years ago when I was hurt in a car accident, however it never reached the point of being sued. I can say with a straight face I may have paid someone late, but I've never stiffed anyone, ever.

I worked with everyone I owed and paid every bill I had once the responsible parties paid me. That "big settlement" didn't go real far, but I did the right thing. Funny thing is 10 years later all those same banks are happy to have my business. Had I not paid, that probably wouldn't be the case.

If they made a reasonable offer, then get the details in writing and pay up. Take it as a lesson learned, bad news needs to be dealt with promptly or it will get worse.

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