re: Whole Life Insurance Lapse Rate

quote:

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Also buy a $500,000 policy are larger. By doing so, you are significantly less likely to lapse the policy.

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I am assuming the lapse rate is lower on people buying a big policy.

You just finished going post after post trying to convince me that only the policy buyer determines whether he gets to the DB. Factors like policy buyer education and wealth. You were adamant that lapse rate should not factor into your thinking.
Now you are advising to buying a bigger policy based on the lapse rate?