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re: Credit Card Rewards and Points Discussion

Posted on 11/25/16 at 7:59 pm to
Posted by Hankg
Member since Feb 2011
632 posts
Posted on 11/25/16 at 7:59 pm to
I'm new to churning cards. I also have a CSR that I plan to cancel before 1st anniversary. Did you call to cancel. Can it be canceled online? Did they try to talk you into keeping it? I get flashbacks from when I called to cancel AOL years ago. Lol
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 11/25/16 at 8:07 pm to
I called in to cancel and they asked why bc nobody really cancelled it and I told them the chargeback policy really bothered me bc for $32 and me paying for 2 day shipping and not receiving the item after 10 days I didn't feel I needed to wait till the 15th day and then fill out a form. Amex would never do that to you, if you need to chargeback it's no questions asked. Then 2 days after I cancelled when I logged in, I had a -525 balance so I called in to see what it was bc I thought I zeroed out my account and they said bc I cancelled within 60 days my fee was refunded and what's crazy is I used the $300 travel credit and the points. I asked repeatedly if that was an error and they said no and my check will be there by next week. I still feel like they will ask for it back but who knows so far they said no
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