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re: Credit Card Rewards and Points Discussion

Posted on 8/13/14 at 8:56 pm to
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
28479 posts
Posted on 8/13/14 at 8:56 pm to
For the previous poster who asked, the heading of the invitation says "THE PLATINUM CARD FROM AMERICAN EXPRESS" and I don't see anything anywhere else that mentions it being a business card. Looks like it's the personal version.

And to Teddy's point, I've made the decision to pass, as tempting as it is. Before getting this invitation, I had no intention of getting another card for another nine months, and that was going to be a Chase Ink Plus to replace my then year old Bold. If I apply for the Amex, I'm running dangerously close to grabbing the credit card tiger by the tail, and that's something that I simply won't allow to happen.

My travel and spending habits don't currently justify the fee, so I'm not going to apply for it, no matter the welcome bonus.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 8/14/14 at 9:35 am to
quote:

I'm running dangerously close to grabbing the credit card tiger by the tail, and that's something that I simply won't allow to happen.
What does this mean? Adding a CC shouldn't be thought of as "more money I can spend". I would carry the same balance on my CC if I had 1 or 10. Zero. If adding a CC tempts you to spend more, then I agree, don't get it.
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