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Started By
Message
Putting the wife on disability/unemployment when she is having a baby
Posted on 4/3/13 at 6:12 am
Posted on 4/3/13 at 6:12 am
Guys,
Is this an acceptable practice to put my wife on unemployment once she has the baby? She will not be going back to work for an entire year at least after the baby is born. I am torn on this. I feel like it is taking advantage of the situation, but would be awesome to get a few extra dollars (obviously). I make a good enough salary to support us, I think.
Any tips, advice, suggestion would be greatly appreciated.
Is this an acceptable practice to put my wife on unemployment once she has the baby? She will not be going back to work for an entire year at least after the baby is born. I am torn on this. I feel like it is taking advantage of the situation, but would be awesome to get a few extra dollars (obviously). I make a good enough salary to support us, I think.
Any tips, advice, suggestion would be greatly appreciated.
Posted on 4/3/13 at 6:31 am to trident
The insurance company is going to fight you. My wife twisted her knee while pregnant and they kept prying to make sure it was not because of the pregnancy.
Posted on 4/3/13 at 7:34 am to trident
Becoming pregnant and having a baby typically does not fall under the term "disability."
Similarly, making a conscientious decision to stop working does not fall under the term "unemployed".
Thus, making a false claim could and should result in a penalty.
Use wisdom here.
Similarly, making a conscientious decision to stop working does not fall under the term "unemployed".
Thus, making a false claim could and should result in a penalty.
Use wisdom here.
Posted on 4/3/13 at 7:37 am to BestBanker
quote:
Becoming pregnant and having a baby typically does not fall under the term "disability."
Similarly, making a conscientious decision to stop working does not fall under the term "unemployed".
Thus, making a false claim could and should result in a penalty.
That is what I figured but some people have been telling me that my wife would qualify since she has to quit her job before the baby is born. I doubt I will do this though. Just curious if anyone has done it
Posted on 4/3/13 at 7:41 am to trident
If you quit your job you generally cannot draw unemployment. "I want to stay home with the baby" is not a valid reason.
She doesn't "have to quit her job". It is a choice.
She doesn't "have to quit her job". It is a choice.
This post was edited on 4/3/13 at 7:42 am
Posted on 4/3/13 at 7:46 am to trident
Unemployment normally requires you to certify you are ready, willing and able to accept work.
Paternity leave or sick leave are the appropriate solutions. If these are not available through her employment, then leave without pay is the next step.
Paternity leave or sick leave are the appropriate solutions. If these are not available through her employment, then leave without pay is the next step.
Posted on 4/3/13 at 7:48 am to trident
quote:
since she has to quit her job before the baby is born.
Is she leaving the workforce permanently to stay home and raise the child? If not, she doesn't have to quit - she can take leave without pay - most employers who are worth a crap will do this, even if they don't have formal policies to keep an employee they like/value.
Posted on 4/3/13 at 8:10 am to Ace Midnight
quote:
Paternity leave or sick leave are the appropriate solutions. If these are not available through her employment, then leave without pay is the next step.
Paternity leave in not available for an extended period of time (6 months). She would be put on leave without pay (just to hold her spot), but she has no plans on returning to that job after she leaves. So...
Posted on 4/3/13 at 8:18 am to trident
Does her employer offer or does she have some type of short term disability coverage.
When my wife was pregnant she did not.....but her employer told her STD would pay her in event of pregnancy. They are right....I called the STD provider to be sure.
So she signed up for STD when she went back to work in anticipation of child #2 at some point in the distant future.
When my wife was pregnant she did not.....but her employer told her STD would pay her in event of pregnancy. They are right....I called the STD provider to be sure.
So she signed up for STD when she went back to work in anticipation of child #2 at some point in the distant future.
Posted on 4/3/13 at 8:39 am to LSU316
quote:
Does her employer offer or does she have some type of short term disability coverage.
When my wife was pregnant she did not.....but her employer told her STD would pay her in event of pregnancy. They are right....I called the STD provider to be sure.
So she signed up for STD when she went back to work in anticipation of child #2 at some point in the distant future.
thanks. I am not sure if they offer STD. I will have to check
Posted on 4/3/13 at 8:50 am to trident
My sister had complications during her pregnancy that prevented her from working and she collected disability during her pregnancy. Once the baby was born she lost the disability benefits, but she took unpaid family leave for several months. She would have taken the family leave during the last two months of her pregnancy without the disability income, but the disability allowed her to defer the family leave.
Posted on 4/3/13 at 9:03 am to ForeverLSU02
quote:
aka crook
baby got to eat
Posted on 4/3/13 at 9:09 am to trident
Most private STD policies do cover pregnancy leave (usually only 6-8 weeks) if you paid for the benefits then use them
If you are talking about LTD or SSI...the answer is no
If you are talking about LTD or SSI...the answer is no
Posted on 4/3/13 at 9:15 am to Tigerpaw123
As has been said previously, if she has STD, pregnancies are usually covered.
Posted on 4/3/13 at 1:21 pm to GoCrazyAuburn
quote:
As has been said previously, if she has STD, pregnancies are usually covered.
But she can't quit her job before she has the baby.
Posted on 4/3/13 at 1:22 pm to TigerintheNO
Well yea, she has to keep her job to receive the STD
Posted on 4/3/13 at 2:47 pm to GoCrazyAuburn
quote:
she has to keep her job to receive the STD
well that answers my question then. Thanks to all
Posted on 4/3/13 at 2:50 pm to GoCrazyAuburn
Unemployment in a nutshell:
Once someone is no longer working, then that means one of two things happened:
1.) Employee left for whatever reason.
2.) Employer decided to make them leave for whatever reason.
If its option 1, then the burden of proof is on the employee to prove that they did not leave for disqualifying reason.
If its Option 2, then the burden of proof is on the Employer. They need to document or prove beyong a reasonable doubt that they separated the employee with good cause that rises to the level of misconduct.
In summation:
In every situation in which a formerly employed person is no longer working, there was a moving party. Whether it was the employer or the employee, they need to have good cause in the explanation regarding the reason for separation if they'd like to either avoid or collect Unemployment.
Applying a twisted knee or a pregnancy to the system will result in a disqualification. The pregnancy and the knee injury-provided it did not occur on the job-are not the fault of the employer, and they will not be held liable to pay benefits in that instance.
Once someone is no longer working, then that means one of two things happened:
1.) Employee left for whatever reason.
2.) Employer decided to make them leave for whatever reason.
If its option 1, then the burden of proof is on the employee to prove that they did not leave for disqualifying reason.
If its Option 2, then the burden of proof is on the Employer. They need to document or prove beyong a reasonable doubt that they separated the employee with good cause that rises to the level of misconduct.
In summation:
In every situation in which a formerly employed person is no longer working, there was a moving party. Whether it was the employer or the employee, they need to have good cause in the explanation regarding the reason for separation if they'd like to either avoid or collect Unemployment.
Applying a twisted knee or a pregnancy to the system will result in a disqualification. The pregnancy and the knee injury-provided it did not occur on the job-are not the fault of the employer, and they will not be held liable to pay benefits in that instance.
This post was edited on 4/3/13 at 2:55 pm
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