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Started By
Message
Medicare premiums really are a bargain.
Posted on 8/21/25 at 9:10 pm
Posted on 8/21/25 at 9:10 pm
I assume that many of the posters here are not Medicare eligible at the moment, but they will be eventually. I have been looking at Mama BFIV's test costs and it is mind boggling. For example, her latest bone marrow biopsy was $16,000.00 just for the procedure. That cost excluded the interpretations and the actual testing. She's had 5 of these biopsies as of this month. I won't even go into the other costs of being a cancer patient. If you don't need to use Medicare, yeah, the premiums are expensive, but if you do need it, Medicare premiums are a bargain. Count your blessings, people.
5
Posted on 8/21/25 at 9:13 pm to BFIV
Sounds good.
How long can we keep it going?
Posted on 8/21/25 at 9:17 pm to TrueTiger
quote:
How long can we keep it going?
Good question. I've asked the same question and do not have an answer.
Posted on 8/21/25 at 9:19 pm to TrueTiger
Dont try to solve the SS or Medicare funding or you will be called every name in the book.
Posted on 8/21/25 at 9:21 pm to Lynxrufus2012
quote:
Dont try to solve the SS or Medicare funding or you will be called every name in the book.
Really?
They'll venture beyond just the word "cuck?"
Posted on 8/21/25 at 9:22 pm to wackatimesthree
The libs did all the name calling when W tried to solve it. Obama and Biden didn’t try.
Posted on 8/21/25 at 9:27 pm to BFIV
quote:
Medicare premiums really are a bargain.
This is true.
My mom passed away a few years back... anyways... in the hospital for 3 weeks, then back on the hospice floor of the hospital for a week, then hospice at home for a couple months... not one red cent was owed when it was all said and done.
When my dad had prostate cancer and had his prostate removed... same thing... entire procedure, not one cent owed by him.
Yeah, their premiums are sort of expensive after you factor in the supplemental and all... but it's a bargain.
As has been said, how can it keep on going, though?
Posted on 8/21/25 at 9:53 pm to MemphisGuy
I have regular Medicare that cost $185 per month that pays 80/20. I also took out a Medigap policy and pay an additional $315 per month that picks up the 20%.
Ive thought about dropping it and going with Medicare Advantage plan but not sure I want to go that route.
Ive thought about dropping it and going with Medicare Advantage plan but not sure I want to go that route.
Posted on 8/21/25 at 9:58 pm to MemphisGuy
quote:
Yeah, their premiums are sort of expensive after you factor in the supplemental and all... but it's a bargain.
Have y'all not figured out that it's just paid for through taxes?
I mean, I guess any time someone else pays your bills for you it feels like a bargain, but you paid for it for other people to the tune of 7.5% of your income for your whole working life. That's great that it's your turn now, but you paid for it for someone else when it was their turn. And eventually it's going to collapse if we don't cut it.
Ain't nothing free.
Posted on 8/21/25 at 9:59 pm to BFIV
Medical billing is a complete scam. Prices are incredibly inflated and are never paid in the amount that’s billed.
It should be illegal.
It’s like going to the dealer for an oil change and they bill $5000 but you pay $100 with a tire rotation thrown in. The dealership them claims they lost $4900 and write it off on taxes.
It should be illegal.
It’s like going to the dealer for an oil change and they bill $5000 but you pay $100 with a tire rotation thrown in. The dealership them claims they lost $4900 and write it off on taxes.
Posted on 8/21/25 at 10:31 pm to justjoe906
quote:
thought about dropping it and going with Medicare Advantage plan but not sure I want to go that route.
What’s the downside to Medicare Advantage?
Posted on 8/21/25 at 10:35 pm to LSUwag
Result of state intervention. It is a complete racket.
Posted on 8/21/25 at 10:42 pm to LSUwag
"Medical billing is a complete scam. Prices are incredibly inflated and are never paid in the amount that’s billed."
Those prices as shown are the prices *the provider* would wish to bill a stand alone retail patient.
The prices *paid* are the prices Medicare has agreed to pay the providers in order for them to be able to serve the Medicare population.
Yes the difference is often huge, but there is nothing sinister about it.
Those prices as shown are the prices *the provider* would wish to bill a stand alone retail patient.
The prices *paid* are the prices Medicare has agreed to pay the providers in order for them to be able to serve the Medicare population.
Yes the difference is often huge, but there is nothing sinister about it.
This post was edited on 8/21/25 at 10:43 pm
Posted on 8/21/25 at 10:43 pm to BFIV
quote:
Good question. I've asked the same question and do not have an answer.
I think the answer is,
until the milenials and GenZ decide to shut it down.
Posted on 8/21/25 at 10:47 pm to justjoe906
quote:
have regular Medicare that cost $185 per month that pays 80/20.
Now do BCBS. Massive deductible coupled with crazy premiums.
Posted on 8/21/25 at 10:50 pm to BFIV
quote:
Medicare premiums
Are a major reason health care costs are so freaking high. They pay doctors a fraction of their fees, so they need to make up the losses by charging other patients (and effectively their insurances) higher prices.
Posted on 8/21/25 at 11:28 pm to Midget Death Squad
quote:the doctor doesn’t have to see those patients
Are a major reason health care costs are so freaking high. They pay doctors a fraction of their fees, so they need to make up the losses by charging other patients (and effectively their insurances) higher prices.
Posted on 8/21/25 at 11:37 pm to Midget Death Squad
quote:
so they need to make up the losses by charging other patients
People like me have insurance for a birth, for instance. The Latinas dropping kids at hospitals do not. Because they will never pay, I have to get charged $20k for a birth (after Obamacare) so they can get a few hundred or thousand more from what my insurance company pays for my kids birth to make up for it. If I didn't have to "make up" for what others don't pay, it probably would have been a $5k charge. My sister was born in Japan in the 80s and I think the charge to military insurance was under $2k because everyone paid their own bill, and there was no loss shifting.
Posted on 8/22/25 at 12:00 am to BFIV
quote:Dubious. I believe you're misreading or misrepresenting something. But rest assured, if Medicare received a bone marrow biopsy bill for $16,000.00, they paid < 5% of it.
For example, her latest bone marrow biopsy was $16,000.00 just for the procedure.
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